as I know, it is almost impossible to get 3% 3 yr Mtg from the current market unless somebody holds a rate from April, even though, it is still incredible low. I would take it if I were you rather than the 4% 5 yr.
3#kingbird71 ; y* H; v* W# f2 d4 |% O& `& s1 p. V2 O) v9 }3 e
Yes,I hold these two rate from April from different bank. Now ,it is the time to pick one....