as I know, it is almost impossible to get 3% 3 yr Mtg from the current market unless somebody holds a rate from April, even though, it is still incredible low. I would take it if I were you rather than the 4% 5 yr.
3#kingbird71 , A6 E s6 f0 R5 c) V e' A! m9 E5 O! J \/ U2 b
Yes,I hold these two rate from April from different bank. Now ,it is the time to pick one....