ZT -最新的浮动与固定利率的比较图- APRIL 27, 2010

郭森房贷

很多朋友对上次贴出的比较图感兴趣， 现在该机构又更新了比较图， 对正在为利率的选择发愁的朋友， 无疑是一个很好的参考资料。
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0 ]1 v5 V* [) \/ f& m; S. R6 U0 A2 L固定利率再次攀升， 让购房者更倾向于选择相对较低的浮动利率。 四月十九日实施的房贷新政策， 即使客人选择浮动利率， 贷款机构也会按当周的贷款基准利率计算其贷款资格。 本周的基准评核利率是6.10%。

* d) M! h) O1 f" A- D/ n我会将附件发给斑竹， 让他们粘贴出来。

: J0 W3 B" b$ N0 l. z7 c' ^下面是该机构的评述：
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“I have compared a mortgage at P-40 (currently 1.85%) to a 5 yr fixed at 4.64%
+ L; u# k) \# B% ]/ iI factored in increases in prime over the next 24 months. Prime would go up to 5.25%
5 T0 M9 `  m$ O( FI placed the payments the same for both products (take the P-40 product, but make payments at the 4.64% rate).

) V9 \/ Q1 b* L. }  ]. ?# t0 O3 JResults:
The variable product has net savings of approximately $5,440 over the 5 year term  – even with a 300 BPS increase in prime!!!
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' H  ~) R% k1 F% e- w6 {I must state that this sheet is for information purposes only. Accuracy is not guaranteed.
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Thanks”

Phaeton

thank you!~

Luk

Thanks

yuz967

yes, I prefer variable