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如何赚取最好的活期利率

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发表于 2009-10-4 15:33 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。) ]# x$ z2 ]" K; y

- L  V  }1 X; R! b) O开账户也很简单, 只要登陆网站 http://www.ingdirect.ca/referafriend/  然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key)13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。
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注意申请者需有SIN。
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: ]6 U1 v# r9 R5 D1 z6 aING DIRECT的所有利率情况如下:" ~, e9 t5 Q! k/ s
Investment Savings Account (ISA) 1.35%* I1 b/ F, ^+ Z- q& Q  E+ T
US$ Investment Savings Account (ISA) 0.75%0 n' d7 Q# @. B! n* ]6 z+ X+ z* j
RSP Investment Savings Account (RISA) 1.35%
' \  U$ E; J! ]2 S4 `: W8 M& HTax-Free Investment Savings Account (TFSA) 3.00%# S3 u; t$ c+ F+ v# M8 k- i
Children's Savings Account 1.35%5 p$ u- c# k# p7 I
Business Investment Savings Account 1.35%% U2 O/ \: V. N
US$ Business Investment Savings Account 0.75%
# N; D( }9 t# j# XGuaranteed Investment (GIC) - 1 Year 1.25%
& w! q4 s* m( x- e  ?! JGuaranteed Investment (GIC) - 1 ½ Year 1.50%2 E$ [* S+ o; X2 P
Guaranteed Investment (GIC) - 2 Year 2.00%9 B$ H/ Y: T4 K
Guaranteed Investment (GIC) - 3 Year 2.50%9 M  q0 `) o1 s4 a* {/ u
Guaranteed Investment (GIC) - 4 Year 2.50%
. W  X: W$ D+ e- P8 @1 ]Guaranteed Investment (GIC) - 5 Year 3.25%( J0 B, r0 }  N
US$ Guaranteed Investment (GIC) - 1 Year 1.00%
: f. n$ U- Q8 A9 G8 v9 M: P0 Z0 YUS$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%
- v8 P* T; t( T' {% KUS$ Guaranteed Investment (GIC) - 2 Year 1.25%
: m# h9 K5 R9 w7 U: m  W( J! z) E% eUS$ Guaranteed Investment (GIC) - 3 Year 2.00%2 }) N9 B8 k: \
US$ Guaranteed Investment (GIC) - 4 Year 2.00%
2 w  B5 y! q+ k# h6 S6 G8 ~US$ Guaranteed Investment (GIC) - 5 Year 2.00%  B* s: y- [( w
Short Term Guaranteed Investment (GIC) - 90 Days 0.50%3 E# w! p2 G* x! S
Short Term Guaranteed Investment (GIC) - 180 Days 0.50%+ [: F( j% B4 L! E4 H4 O# p. I
Short Term Guaranteed Investment (GIC) - 270 Days 0.50%1 O( s3 W- F% }# D' h
US$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
+ \# X$ m  L7 a8 hUS$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%8 e) j  V5 ?6 {' d6 V! G5 B
US$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%3 _& S( c; i' t, {3 g% w- F
Business Guaranteed Investment (GIC) - 1 Year 1.25%
& U9 T6 C# o" z  A4 D3 w- S% k4 nBusiness Guaranteed Investment (GIC) - 1 ½ Year 1.50%
4 @" d% o4 t& g. a" Q# sBusiness Guaranteed Investment (GIC) - 2 Year 2.00%
6 z. Y4 `, |+ a% Q% [" G" s. yBusiness Guaranteed Investment (GIC) - 3 Year 2.50%
9 [+ a: i, c4 f, G+ J% fBusiness Guaranteed Investment (GIC) - 4 Year 2.50%9 t6 `3 j; V3 [% I' P; h, W
Business Guaranteed Investment (GIC) - 5 Year 3.25%
" k' ^! d$ O. G, a3 bUS$ Business Guaranteed Investment (GIC) - 1 Year 1.00%
% w6 j7 I) m7 U8 W4 nUS$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%) i( R1 _- L! K$ D
US$ Business Guaranteed Investment (GIC) - 2 Year 1.25%
3 s0 y+ ]: x- F. \  s9 DUS$ Business Guaranteed Investment (GIC) - 3 Year 2.00%
' [1 m+ X+ S" l  ~/ l' Q4 a" YUS$ Business Guaranteed Investment (GIC) - 4 Year 2.00%
" W/ d3 U2 x2 m5 ?US$ Business Guaranteed Investment (GIC) - 5 Year 2.00%5 e' j% M4 h( o- s/ b- q) v
Business Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
! m' E8 u+ P: e( n3 Y! }Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%5 ^6 f" U2 W1 P( i% p, K/ |
Business Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
8 e6 h- r1 B. ?: Y6 FUS$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
4 O7 G7 \. e% U# {! J2 B3 N% ~US$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
- _) Q1 @5 v9 I6 WUS$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%% M) E2 Y8 Z) g4 e0 i0 I2 G
RSP Guaranteed Investment (RGIC) - 1 Year 1.25%! R# Z2 s7 D; w! k( i) G: F+ e
RSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%
. m/ G7 m/ a+ S) j# I9 pRSP Guaranteed Investment (RGIC) - 2 Year 2.00%! _/ M0 O$ g4 ?8 e$ H
RSP Guaranteed Investment (RGIC) - 3 Year 2.50%% S; u8 l2 M+ }4 W5 u
RSP Guaranteed Investment (RGIC) - 4 Year 2.50%
* J' T, j# P. l; I) |, mRSP Guaranteed Investment (RGIC) - 5 Year 3.25%2 p$ Y3 v& N! k
Short Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%3 ^4 W7 ^2 s9 S9 u( X  e
Short Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%* V2 t0 J  O  `
Short Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%
5 E& j& ^) \. y$ G% v* G$ HTax-Free Guaranteed Investment (GIC) - 1 Year 1.25%
) A/ ~5 [6 ~3 W" y: ?% Y5 {Tax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%
1 h) O9 F; B+ t: B1 t( LTax-Free Guaranteed Investment (GIC) - 2 Year 2.00%
8 {: x4 k& ^# I( s' Q; @Tax-Free Guaranteed Investment (GIC) - 3 Year 2.50%
. K4 y& q5 |5 eTax-Free Guaranteed Investment (GIC) - 4 Year 2.50%
7 d: T( l, h& ITax-Free Guaranteed Investment (GIC) - 5 Year 3.25%
/ [0 p' V% r8 C8 o8 F0 nTax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
2 Z3 K  N- U  q; n: s* A/ w2 uTax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%& \4 I# u% |9 w7 g
Tax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%* o1 {& \  R1 S; ]
Credit Account as low as 3.95%0 U( Z8 \/ [* X$ U/ W9 t6 J
unmortgage - 1 Year 3.39%
' o0 o& T' L3 g0 K* sunmortgage - 2 Year 3.59%' r& E( ?$ f5 d; `: X
unmortgage - 3 Year 3.65%
# D% B) O* Y# V* Wunmortgage - 4 Year 4.09%$ j3 w: @6 }# ]% I1 }5 j6 W, x5 P& u
unmortgage - 5 Year 4.49%  }2 _; D/ ?$ ?% F* K  ~8 d- c' N
unmortgage - 7 Year 5.50%; {$ T9 V# {! b. ?
unmortgage - 10 Year 5.50%! Y8 O, k7 W7 r. L8 ]
unmortgage - 5 year variable
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