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You can get a Home Equity Line of credit(HELOC) if you do have any plan to purchase anything else or a second house.
7 a9 j* [ E/ \2 ]1 A! Z9 A. MThe bank will give you a letter. You need this letter to clear your land title. My lawyer did that for me, so I am not exactly sure where he did it, maybe city of Edmonton. BTW, you don't need a lawyer to do it. You can do it yourself.
谢谢4,6,7 楼的回复, 我确实收到了一封银行的信, 信上说“We are pleased to advise the registration of the discharge for the above mentioned HELOC/Mortgage has been forwarded to Land Title for Release of our Interest. Should you wish to obtain an updated copy of title, please contact your local Registry Agent in 3 to 6 weeks." 我还需要去政府的land title office办手续吗?是不是银行已经办完了?
我的理解是:银行已经向land title office发出release interest的文件,land title office收到后会在系统里更新,但政府不会主动寄证书给屋主(但系统已经显示正确)。若屋主想得到那张粉红色的land title证书,还是需要去land title office那里付很少手续费打印出来。. p% W; M9 T0 Z: w/ ?
或者是各家银行不同,有的银行可以直接把新证书也代办了寄给屋主?8 f [5 X! I6 w. I$ M6 K
建议楼主去电自己银行咨询是否会把证书也寄来?或者去电land title office咨询权威的答复。
我的理解是:银行已经向land title office发出release interest的文件,land title office收到后会在系统里更新,但政府不会主动寄证书给屋主(但系统已经显示正确)。若屋主想得到那张粉红色的land title证书,还是 ... 1 P" Q# N' V' ]; a' W2 Hweb_passenger 发表于 2009-6-25 23:15
Land Titles Office in Edmonton: 4 o6 h* w$ b; ~8 B4 A/ l c; g1 v6 L
John E. Brownlee Building 1 K' s$ K, T% j! c+ K" x& e
10365-97 Street) b0 \" \% Q4 m. x# g2 S
Edmonton, Alberta, Canada. t9 E; `( E& ]& O! l P9 O
T5J 3W7- o& S: S. Z0 t
& }3 p, g9 p; u7 t" I& TPhone: 780-427-2742 * p' I, O. D7 L6 T! e- ]Fax: 780-422-4290 . D6 m8 j u/ k& Z9 S& Y4 |8 p) O( i0 Y8 I) T
Hours of operation:2 J- |8 t. X, ~ ?+ v! L
8:15 a.m. - 4:00 p.m. Monday to Friday