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You can get a Home Equity Line of credit(HELOC) if you do have any plan to purchase anything else or a second house.
R: A+ k9 c- Q- y* X4 p; C* _The bank will give you a letter. You need this letter to clear your land title. My lawyer did that for me, so I am not exactly sure where he did it, maybe city of Edmonton. BTW, you don't need a lawyer to do it. You can do it yourself.
谢谢4,6,7 楼的回复, 我确实收到了一封银行的信, 信上说“We are pleased to advise the registration of the discharge for the above mentioned HELOC/Mortgage has been forwarded to Land Title for Release of our Interest. Should you wish to obtain an updated copy of title, please contact your local Registry Agent in 3 to 6 weeks." 我还需要去政府的land title office办手续吗?是不是银行已经办完了?
我的理解是:银行已经向land title office发出release interest的文件,land title office收到后会在系统里更新,但政府不会主动寄证书给屋主(但系统已经显示正确)。若屋主想得到那张粉红色的land title证书,还是需要去land title office那里付很少手续费打印出来。1 Z5 A1 B6 n+ h. \& B4 v
或者是各家银行不同,有的银行可以直接把新证书也代办了寄给屋主? ( t* F3 s" T; x) w建议楼主去电自己银行咨询是否会把证书也寄来?或者去电land title office咨询权威的答复。
Land Titles Office in Edmonton:7 B! n& w% r: u- P: z6 h# i5 V
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John E. Brownlee Building , A5 Z: A! X* n$ F$ R# x
10365-97 Street " d2 I% o% u( w b2 sEdmonton, Alberta, Canada & j. w0 A9 L: U w0 LT5J 3W75 j/ j" Y! n: S: ^( f
6 |* q5 o' O3 k9 y d# SPhone: 780-427-2742 ) z- I3 J: I& x5 B9 X2 Q. Y6 s; s3 ?Fax: 780-422-4290: l1 Y+ f, @* y& J2 Z. H9 K
- q" l( _" O4 f2 S$ W. U) {; `Hours of operation: , h$ _/ W1 D4 N8:15 a.m. - 4:00 p.m. Monday to Friday