本帖最后由 chiau 于 2009-6-24 23:34 编辑 7 M, i$ {3 L3 a8 f6 E" r4 A/ u
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After payoff of my mortgage, what will happen ? and what should I do? 多谢!
Celerbrate ! - Y" F, g$ q Y2 A' K" F H. V' H ! t: E" y: H7 ?You can get a Home Equity Line of credit(HELOC) if you do have any plan to purchase anything else or a second house.
本帖最后由 甬江 于 2009-6-25 18:50 编辑 / H$ ?' R9 _3 B# G" W0 _4 V W , G5 d2 X {2 \ i& HThe bank will give you a letter. You need this letter to clear your land title. My lawyer did that for me, so I am not exactly sure where he did it, maybe city of Edmonton. BTW, you don't need a lawyer to do it. You can do it yourself.
谢谢4,6,7 楼的回复, 我确实收到了一封银行的信, 信上说“We are pleased to advise the registration of the discharge for the above mentioned HELOC/Mortgage has been forwarded to Land Title for Release of our Interest. Should you wish to obtain an updated copy of title, please contact your local Registry Agent in 3 to 6 weeks." 我还需要去政府的land title office办手续吗?是不是银行已经办完了?
我的理解是:银行已经向land title office发出release interest的文件,land title office收到后会在系统里更新,但政府不会主动寄证书给屋主(但系统已经显示正确)。若屋主想得到那张粉红色的land title证书,还是需要去land title office那里付很少手续费打印出来。' {$ N4 S" I/ m k0 c' f M% {0 @6 D
或者是各家银行不同,有的银行可以直接把新证书也代办了寄给屋主? . k* k7 ], x+ r8 j建议楼主去电自己银行咨询是否会把证书也寄来?或者去电land title office咨询权威的答复。
Land Titles Office in Edmonton: 5 H* ~! Y0 t5 O- d - t( f. a- ^+ p _- R/ cJohn E. Brownlee Building ! M" i( W- j, T2 D' J( L; {10365-97 Street) d: r3 q8 F8 a" T
Edmonton, Alberta, Canada 4 X u" |+ Z' X1 G. N. Q, x7 ST5J 3W72 m" i6 Z* c9 I* I: R# t
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Fax: 780-422-4290 " h8 D! l# ?9 f7 k% n9 [ : S' J5 V, a' Q, n6 G, M+ P/ T5 hHours of operation:1 \# _4 R* ~/ p, l7 I4 d
8:15 a.m. - 4:00 p.m. Monday to Friday