本帖最后由 chiau 于 2009-6-24 23:34 编辑 Y0 }$ ?0 E6 a: m2 R! X4 I7 i2 |4 G! J: x3 s1 N
After payoff of my mortgage, what will happen ? and what should I do? 多谢!
本帖最后由 甬江 于 2009-6-25 18:50 编辑 / x% z& U( E8 b 9 A% G- ^$ o5 O# {$ K4 @The bank will give you a letter. You need this letter to clear your land title. My lawyer did that for me, so I am not exactly sure where he did it, maybe city of Edmonton. BTW, you don't need a lawyer to do it. You can do it yourself.
谢谢4,6,7 楼的回复, 我确实收到了一封银行的信, 信上说“We are pleased to advise the registration of the discharge for the above mentioned HELOC/Mortgage has been forwarded to Land Title for Release of our Interest. Should you wish to obtain an updated copy of title, please contact your local Registry Agent in 3 to 6 weeks." 我还需要去政府的land title office办手续吗?是不是银行已经办完了?
我的理解是:银行已经向land title office发出release interest的文件,land title office收到后会在系统里更新,但政府不会主动寄证书给屋主(但系统已经显示正确)。若屋主想得到那张粉红色的land title证书,还是需要去land title office那里付很少手续费打印出来。 2 T" @3 A& o( o: d6 w或者是各家银行不同,有的银行可以直接把新证书也代办了寄给屋主?* r: u4 G8 j% M) k: t
建议楼主去电自己银行咨询是否会把证书也寄来?或者去电land title office咨询权威的答复。