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You can get a Home Equity Line of credit(HELOC) if you do have any plan to purchase anything else or a second house.
本帖最后由 甬江 于 2009-6-25 18:50 编辑 # ]- D3 K3 X. w' B* L; x- O- K4 |: P# G( O* }% t0 |
The bank will give you a letter. You need this letter to clear your land title. My lawyer did that for me, so I am not exactly sure where he did it, maybe city of Edmonton. BTW, you don't need a lawyer to do it. You can do it yourself.
谢谢4,6,7 楼的回复, 我确实收到了一封银行的信, 信上说“We are pleased to advise the registration of the discharge for the above mentioned HELOC/Mortgage has been forwarded to Land Title for Release of our Interest. Should you wish to obtain an updated copy of title, please contact your local Registry Agent in 3 to 6 weeks." 我还需要去政府的land title office办手续吗?是不是银行已经办完了?
我的理解是:银行已经向land title office发出release interest的文件,land title office收到后会在系统里更新,但政府不会主动寄证书给屋主(但系统已经显示正确)。若屋主想得到那张粉红色的land title证书,还是需要去land title office那里付很少手续费打印出来。 ) \2 v) V! S. n' |6 u或者是各家银行不同,有的银行可以直接把新证书也代办了寄给屋主?$ ]$ i2 _ [2 T7 |' J u
建议楼主去电自己银行咨询是否会把证书也寄来?或者去电land title office咨询权威的答复。
Land Titles Office in Edmonton: / A* T: n8 [: D8 m) H. K* S+ t' u$ _3 y3 Y9 m# Y
John E. Brownlee Building " a7 ^( e- g1 ~: h) R10365-97 Street+ d' O+ S E" Y c
Edmonton, Alberta, Canada 3 u$ ^, f! d# hT5J 3W7$ `1 Y7 |8 ]: B! i
" |* v( h1 p" r, ^: Z# FPhone: 780-427-2742 : X, N2 G _* M: q+ RFax: 780-422-4290 9 B) T( P, ?3 B) M( c 2 C0 f: g- Q7 @2 Z" W5 {Hours of operation:# P% V, N. F: l5 O! {
8:15 a.m. - 4:00 p.m. Monday to Friday