3 J7 ]0 k% E$ m: K ( ^6 l! ^- J7 v- d, o+ uBut Sheila C. Bair, chairwoman of the Federal Deposit Insurance Corporation, warned that the country could expect a tidal wave of up to five million foreclosures over the next two years if the government took no additional action. ) _! o3 ^+ q4 U2 d4 p" V, {- f- V6 O1 E2 I: g