These “5 Fundamental Housing Rules”, which have been used to great success for the last century, are: " e$ w* M4 C$ @0 A7 r ( r+ G9 {$ r0 |: J9 s/ B q( B
The monthly mortgage payments should not exceed 33-35% of monthly Net family income.
The monthly mortgage payments should be around 1/120 of the mortgage, and no less than 1/200 that of the mortgage (this is the “120 rule”).
The monthly mortgage payments should be - at minimum - 15% less than comparable rents for similar units in the rental market.
The price of the house should be about 3 and no more than 3.5 times that of Net annual family income.
And perhaps, the most important one of all;; M; B$ ]7 l2 e- q8 E( M0 u5 h
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The average house must be affordable by the average family and their combined income.
5 Y5 Z# d7 [0 R" X- a v- i" D; u 6 f9 w* g' e g `5 {* V* ~ 6 o* L" N0 t4 H, _1 R! M- I: P0 J5 Chttp://www.greaterfool.ca/ : ~. t. B0 P& T7 X6 ]% m ' \ w! S2 r( A$ J[ 本帖最后由 依勒特 于 2008-10-10 15:23 编辑 ]