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These “5 Fundamental Housing Rules”, which have been used to great success for the last century, are:
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3 O( x! M) x% X' @" s- The monthly mortgage payments should not exceed 33-35% of monthly Net family income.
- The monthly mortgage payments should be around 1/120 of the mortgage, and no less than 1/200 that of the mortgage (this is the “120 rule”).
- The monthly mortgage payments should be - at minimum - 15% less than comparable rents for similar units in the rental market.
- The price of the house should be about 3 and no more than 3.5 times that of Net annual family income.
And perhaps, the most important one of all;2 ~1 z9 `6 N$ ~+ U2 e
u# L/ l e+ g7 l* Z7 h- The average house must be affordable by the average family and their combined income.
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0 v1 Z7 q/ x; y9 I3 ehttp://www.greaterfool.ca/
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8 j- {! B( j) L4 X; Y[ 本帖最后由 依勒特 于 2008-10-10 15:23 编辑 ] |
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