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 What to do if you are in a car accident
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Step1. If possible, stop your car in a safe and visible place. If a car 4 \; [3 ` d7 v
cannot be moved, turn on the hazard lights. Turn off the4 Q* w( Y- p5 [6 _- l; L9 H) t1 b& v
ignition. Be careful when exiting your car.8 p" r# c/ L; d! F5 f
* u: n2 l' i" G* l& ~' p. EStep2. Determine if anyone is injured. Do not move an injured person.
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Step3. Call 911 for the police and ambulance (if needed) immediately. ; y3 D9 z4 n& K" M6 }0 j: u( V: c
Report any injuries.' q" J8 |% r: y% a. K6 ^
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Step4. If another vehicle is involved, get the car’s year, make, model
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number; and the name of his or her insurance company. If the
+ S/ F# c- j6 y5 ?# c driver does not own the car, get the name of the car’s owner. ' V; |3 Z# W- @) H& D
Write down names and addresses of other passengers or 0 d* J' n* J. k+ W! y$ y; k/ M, C
witnesses. If you have a camera take pictures of the accident ' R' T1 `0 p: S k, t
scene.
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Step5. The police officer will give you a copy of the collision report.% y" w6 k1 D/ \8 n2 }9 W- K
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Step6. Cooperate with the police, but do not admit guilt for the $ {% M! P+ P' m# F
accident in any way. You may be required to show proof of
, S: u9 k& A1 V/ k insurance, but do not reveal how much coverage you have.% a5 G' o4 j, w
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Step7. Do not accept any money the other driver may offer. By# |2 n( p# B: r2 Q6 \! n5 w0 e
accepting money, you may give up your right to file a claim , S6 D% h6 D/ T% \1 ], `7 X
against the other driver, even if the damages turn out to be
) x- Z, D2 X* v; }. F more extensive than you first thought.
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( o3 J% l' b& ]' r3 k GStep8. Do not agree to forget about a minor accident. You may see+ W7 @ L1 f' [+ B
later that there were hidden damages or injuries. The other
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9 q; L9 W. q; m1 _4 e# g/ z- W* wStep9. Write an account of what happened: time of day, weather, $ R" _2 x' Z8 k& C+ w
hazards, road conditions and driving speed. Draw a picture of
2 J! U0 z+ O* e2 @, ] ] the site, showing stop signs, signal lights, etc. Try to measure
6 W! S- I" j) i* Q6 o" E1 d skid marks and determine the point of impact. Note any damage
0 O" h' @/ U* B: ]* o& } already on other cars involved. If a camera is available, take
1 r- x+ z# o* B2 u pictures of the accident.
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/ U% |% m5 R: `Step10. Report the accident to your insurance agent or insurance
- T. h# L# k' L" [0 K1 {" X company as soon as possible. Call a lawyer Bruce King, to discuss
0 ^# W# f1 f* e9 P3 i; w# C your accident.! d3 W* ]; r J# n8 s9 m' _0 a
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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