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 What to do if you are in a car accident5 l! B2 V/ o; [: w; F
, o6 N# p, U( g* _Step1. If possible, stop your car in a safe and visible place. If a car 2 Y- @8 C/ l7 Z& P$ ]
cannot be moved, turn on the hazard lights. Turn off the3 M0 m8 G0 K" b
ignition. Be careful when exiting your car.
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Step2. Determine if anyone is injured. Do not move an injured person.3 x! t4 T" Q- s- K5 O
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Step3. Call 911 for the police and ambulance (if needed) immediately. ! [" z8 p: e2 W0 b1 _$ P( F- P
Report any injuries.; R$ r: d4 f1 M* G M
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Step4. If another vehicle is involved, get the car’s year, make, model : f# w, L& {4 Z& c) d, U& @+ H2 B
and license plate number; the driver’s name, address and license' N/ b: s1 J% A6 j
number; and the name of his or her insurance company. If the : F& Z8 D! p8 h# d
driver does not own the car, get the name of the car’s owner.
' _3 G ?9 q* v( c0 Z8 J( A6 X. } Write down names and addresses of other passengers or
. B: I& |, `% D" u witnesses. If you have a camera take pictures of the accident
2 ]6 E: k, o; M' B9 A scene.. X" _' Z, c& \7 |* m3 R
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Step5. The police officer will give you a copy of the collision report." T5 M+ `; \$ H; d( m$ ]+ D
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Step6. Cooperate with the police, but do not admit guilt for the
7 `* [+ g, g' \8 d1 t7 o accident in any way. You may be required to show proof of
0 p- J4 u6 _3 P insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By& t& Q" o9 r& K
accepting money, you may give up your right to file a claim
' X' W% c% {; X! W+ |2 I2 I" Q9 O/ K against the other driver, even if the damages turn out to be
6 v' p) j9 y2 q more extensive than you first thought.9 {! p+ n+ p# Q, I- o
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Step8. Do not agree to forget about a minor accident. You may see" r1 p0 k5 \& ^+ V# h% \# @
later that there were hidden damages or injuries. The other
3 {2 t5 Z, V J* n7 R. F" Y/ R person may even file a lawsuit against you.
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- C# s3 a8 c" c1 u3 x. `$ G8 p5 r# |Step9. Write an account of what happened: time of day, weather, $ L8 V9 t/ c' `
hazards, road conditions and driving speed. Draw a picture of
2 N& i8 B' q8 F5 A1 H% e! E the site, showing stop signs, signal lights, etc. Try to measure 0 `3 g3 @6 a2 s3 Y! h9 q. P7 Q
skid marks and determine the point of impact. Note any damage
/ ]% y+ \4 s; p already on other cars involved. If a camera is available, take $ p" k. T `1 G' c7 Z5 p
pictures of the accident.4 h, Y; B1 d1 B8 }+ _% J6 u
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Step10. Report the accident to your insurance agent or insurance
! `) V" Q q2 G9 i: K$ n( u8 w! B; g company as soon as possible. Call a lawyer Bruce King, to discuss S( }0 l, a1 T) _7 N. B
your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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