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 What to do if you are in a car accident
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Step1. If possible, stop your car in a safe and visible place. If a car 0 i2 @( G: l3 U/ `$ X
cannot be moved, turn on the hazard lights. Turn off the2 v) a, d6 a5 e. ]/ k* G
ignition. Be careful when exiting your car." w9 N6 O4 R/ Q+ i/ |2 [5 O: M( s
$ o5 O! z; K" e- JStep2. Determine if anyone is injured. Do not move an injured person.
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) l$ I8 A" Q7 F6 p! @% c) mStep3. Call 911 for the police and ambulance (if needed) immediately.
- I+ T: R6 S( z3 w( L5 S5 H8 J* A0 A Report any injuries.
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Step4. If another vehicle is involved, get the car’s year, make, model
- S1 s7 Z7 B' c% K( p/ J g and license plate number; the driver’s name, address and license
* z0 {3 W0 Q2 J7 C8 Z- i number; and the name of his or her insurance company. If the
; M3 W8 l! j& \: l b( V" q driver does not own the car, get the name of the car’s owner.
- _2 v: i* x8 j/ n Write down names and addresses of other passengers or
! X5 Y: M7 L' E7 G& H$ T witnesses. If you have a camera take pictures of the accident ) y N) C- h2 N8 z |
scene.
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Step5. The police officer will give you a copy of the collision report./ g6 H, J" J: Z7 ^
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Step6. Cooperate with the police, but do not admit guilt for the 3 v! ~: A- R; K" L
accident in any way. You may be required to show proof of " G, @ ?5 [8 P2 d) e7 `- L+ w
insurance, but do not reveal how much coverage you have.* O' _; `; ^7 A
6 x9 a, }, [) L$ a }: UStep7. Do not accept any money the other driver may offer. By
; f4 ^8 Z5 \/ i- S6 i1 x accepting money, you may give up your right to file a claim ) a1 o- j! u# @( F8 W9 W% l9 q
against the other driver, even if the damages turn out to be* {3 S' s( _. `
more extensive than you first thought.
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4 n7 j$ B- i/ p' H8 J" SStep8. Do not agree to forget about a minor accident. You may see
* P1 y6 X) B$ z9 i; {8 ^ later that there were hidden damages or injuries. The other
2 e0 Y% e" e' @9 R0 F) Q person may even file a lawsuit against you.2 F* j- n( ~5 m, J& ]/ k
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Step9. Write an account of what happened: time of day, weather, 2 |) h8 o4 U' W/ g% h: W* ?: L; _* S
hazards, road conditions and driving speed. Draw a picture of ' g; [1 y) j. n, c6 J; p
the site, showing stop signs, signal lights, etc. Try to measure % Q4 l8 l, I. a
skid marks and determine the point of impact. Note any damage1 c2 I Z3 u- {/ X9 M
already on other cars involved. If a camera is available, take
: H2 c0 b8 N9 w* c/ O: ?: } pictures of the accident. f- r2 s2 U' v% m
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Step10. Report the accident to your insurance agent or insurance + W8 f! t# p# ^% { Y7 N
company as soon as possible. Call a lawyer Bruce King, to discuss' ~& x' R8 I1 ]" ] a( ^# k
your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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