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 What to do if you are in a car accident0 S" h, E! a7 \, l
5 q" G* }. ]2 X! M9 ~Step1. If possible, stop your car in a safe and visible place. If a car ) H0 q7 L3 {, r, N+ M. K
cannot be moved, turn on the hazard lights. Turn off the
/ n4 y" }( ?5 C* Z/ X! U ignition. Be careful when exiting your car.
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6 W8 L5 t7 G! B4 t' V& \. K* LStep2. Determine if anyone is injured. Do not move an injured person.
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- U. \6 z/ |, c% xStep3. Call 911 for the police and ambulance (if needed) immediately.
) R, y. e1 o/ s* V% h2 V0 v Report any injuries.
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H+ d4 W9 L# V" `- ~Step4. If another vehicle is involved, get the car’s year, make, model
% ^4 e# A: P0 n/ }, \ and license plate number; the driver’s name, address and license( ^7 h- d8 _3 R0 m3 T6 K
number; and the name of his or her insurance company. If the
( F# U3 `) ?6 q" d4 f) F driver does not own the car, get the name of the car’s owner.
. j4 V8 M- F4 V* |' }8 Y( u5 O Write down names and addresses of other passengers or
3 \, {$ L/ e) C witnesses. If you have a camera take pictures of the accident ' Z0 m! B6 i( v
scene.
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+ n$ l* Q% A( `Step5. The police officer will give you a copy of the collision report.
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^+ W- |4 O# Z: v" ^Step6. Cooperate with the police, but do not admit guilt for the , C3 ]* }# \' B) Q* p" U1 |; L
accident in any way. You may be required to show proof of
6 s8 X* T5 f# a3 }) h; x insurance, but do not reveal how much coverage you have.0 u- Q& ^" g% I: Z' P1 W/ b+ n) N2 T
3 T) W' b" ?3 z% `0 @" XStep7. Do not accept any money the other driver may offer. By6 A! e+ ?. e# n# w3 t, l
accepting money, you may give up your right to file a claim 1 o( w( z/ E" E/ @# S
against the other driver, even if the damages turn out to be
) Q: ?" S9 m. l5 a4 e9 f more extensive than you first thought.$ f' @' ]$ ^/ V, S
3 V. n; `0 \; n0 _& M% I8 V( gStep8. Do not agree to forget about a minor accident. You may see
5 {, I7 m& ]: W6 R! v later that there were hidden damages or injuries. The other
" r# k& @* D: |% v) n person may even file a lawsuit against you.
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( T2 t7 d6 d0 M) ~4 U" CStep9. Write an account of what happened: time of day, weather,
+ ~, g6 n4 i& s- ?9 f hazards, road conditions and driving speed. Draw a picture of
7 w2 Z0 Y9 {7 \% t( f5 X3 Y; U) K the site, showing stop signs, signal lights, etc. Try to measure 3 {4 r4 k0 J0 f& P" n/ g3 n& ^
skid marks and determine the point of impact. Note any damage$ h9 z3 K! ]9 I- y% P
already on other cars involved. If a camera is available, take
! I+ J* f E; g4 d/ w+ n! i+ U, S2 G pictures of the accident.% k4 g, F0 e/ R3 y) R0 A
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Step10. Report the accident to your insurance agent or insurance
4 j* Q6 G- X2 k5 k0 ~1 v4 D company as soon as possible. Call a lawyer Bruce King, to discuss) y: V3 X" z7 t9 ~3 j a" q( u0 O% J. \( C
your accident.
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# H8 k* V4 p2 s) g4 z7 @8 H[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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