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 What to do if you are in a car accident
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Step1. If possible, stop your car in a safe and visible place. If a car + D1 m- w( j. V" \
cannot be moved, turn on the hazard lights. Turn off the( g8 c9 L" h8 r5 Q! r
ignition. Be careful when exiting your car.) i+ E0 U: v' M) w8 Q Z' M! E
, h; `) B1 y F t- D- a, XStep2. Determine if anyone is injured. Do not move an injured person., Y0 |8 r7 C% V, s
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Step3. Call 911 for the police and ambulance (if needed) immediately. ( h7 @% u& q& t6 _5 u( W' o( t4 i
Report any injuries.$ _. W: v4 C. H7 N p
7 F1 \' `5 r# A' ]* HStep4. If another vehicle is involved, get the car’s year, make, model
" q/ w* f% k; V+ a' j* V8 Z and license plate number; the driver’s name, address and license
# e9 c: Q$ R2 ]$ I5 ? number; and the name of his or her insurance company. If the 3 l& `! l+ ]2 V' S) S$ ~) p1 n0 O
driver does not own the car, get the name of the car’s owner. 8 v) Z, a( y) j/ X& F: q; U! y
Write down names and addresses of other passengers or 4 U9 H; [! L6 w* e- M
witnesses. If you have a camera take pictures of the accident 0 F6 J% ~- @8 r: `" X# [
scene.
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Step5. The police officer will give you a copy of the collision report.6 Q! @1 C+ `- n9 F; w
! `: M: m b) V& Y9 j4 [3 s2 hStep6. Cooperate with the police, but do not admit guilt for the $ t$ q5 x4 K% i K+ {, `" P8 s* I
accident in any way. You may be required to show proof of
1 t3 E" K6 F* _+ h0 F insurance, but do not reveal how much coverage you have.
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& E' g& y7 S/ n9 ?Step7. Do not accept any money the other driver may offer. By
$ n$ e0 p+ X: {" Z' a7 M accepting money, you may give up your right to file a claim / m0 x2 ]# `% ~, x
against the other driver, even if the damages turn out to be7 U" [+ |6 C& Z
more extensive than you first thought.6 Y( x+ d4 G6 Q0 b. K) D0 q
: x. Z! `% T; y- @0 JStep8. Do not agree to forget about a minor accident. You may see
$ r; T$ a" T8 S) _: E later that there were hidden damages or injuries. The other7 T2 c- ^' L4 o2 n5 w0 W; I
person may even file a lawsuit against you.2 L- U* [- P) f5 j u2 h
% e* c+ W( D+ a) i# V! LStep9. Write an account of what happened: time of day, weather, " s& r6 q; C$ ~# _* ~1 `" V3 \
hazards, road conditions and driving speed. Draw a picture of 2 l7 ]; s( ]& q* W* f e) x
the site, showing stop signs, signal lights, etc. Try to measure
: d* t7 \% ^9 P b1 y# m skid marks and determine the point of impact. Note any damage3 q7 E6 R7 S1 S. M5 f& R
already on other cars involved. If a camera is available, take $ m7 ?# Y3 z' f2 I! V% g- c
pictures of the accident.
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4 \" e: l" ]5 hStep10. Report the accident to your insurance agent or insurance
* K1 O& h8 H; b8 ]4 [8 O- v company as soon as possible. Call a lawyer Bruce King, to discuss$ U t% N1 t9 ]. l3 y
your accident.
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1 \! {2 k8 O2 I3 G- s[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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