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 What to do if you are in a car accident
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Step1. If possible, stop your car in a safe and visible place. If a car % g+ x/ V) c' g* z
cannot be moved, turn on the hazard lights. Turn off the5 C. P; X1 g9 }# H& y1 y0 ? }7 I: q" b
ignition. Be careful when exiting your car.
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3 g4 q6 J7 x$ VStep2. Determine if anyone is injured. Do not move an injured person.
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5 ]! M- T8 B; b- W4 M1 M" M zStep3. Call 911 for the police and ambulance (if needed) immediately. 7 n& D( ~ `) }9 b9 g
Report any injuries.
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Step4. If another vehicle is involved, get the car’s year, make, model 8 h- l$ X# D" j& U0 p4 E; X; M
and license plate number; the driver’s name, address and license
7 X- u% \# K7 q3 c number; and the name of his or her insurance company. If the
( t4 y4 U- }2 Q2 C! E0 u7 G" D* J driver does not own the car, get the name of the car’s owner.
5 @5 E, n, m6 H, z2 U: C" k5 z Write down names and addresses of other passengers or 3 P4 H; ^7 }# o( S/ p' v* s
witnesses. If you have a camera take pictures of the accident
! H) s- y: l1 A6 H$ x2 }0 i scene.
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7 H8 P$ \# j- P5 eStep5. The police officer will give you a copy of the collision report.
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Step6. Cooperate with the police, but do not admit guilt for the
. T9 f$ J) Y" N: r# j accident in any way. You may be required to show proof of
% n3 F ]% x, y- z insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By
4 E; d' v S7 ^; l* H& g accepting money, you may give up your right to file a claim
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more extensive than you first thought.; R# {* K @+ q( l
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Step8. Do not agree to forget about a minor accident. You may see Q. i) J3 k3 D* R1 [! {( R. K% P% ?$ c
later that there were hidden damages or injuries. The other
5 R! B& N/ l. I( R' l/ ~ person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather,
9 {8 R) M4 W" V. ^. s+ } hazards, road conditions and driving speed. Draw a picture of 2 ^5 j* f/ k, }6 a) h
the site, showing stop signs, signal lights, etc. Try to measure
5 U9 C7 E2 F/ r+ S: ]5 S" Q skid marks and determine the point of impact. Note any damage% W' l! v: o8 X* d- a9 R5 b9 K" I
already on other cars involved. If a camera is available, take 9 n/ }7 \7 F) h8 K) k/ c3 H
pictures of the accident.
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Step10. Report the accident to your insurance agent or insurance
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4 h3 t5 A6 L; @8 } your accident.$ j& [) O9 C% N6 {0 [* S
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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