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 What to do if you are in a car accident# ? Q7 }, `6 w- u3 Q/ y- b
& q3 o! X3 M' n) R" V) DStep1. If possible, stop your car in a safe and visible place. If a car
3 j- S/ w" D, j a3 {5 Y6 u" f# o cannot be moved, turn on the hazard lights. Turn off the+ z: T z5 K" W
ignition. Be careful when exiting your car.& a! ~/ [3 G- W4 C
# e4 V+ t- W- n0 k2 J/ WStep2. Determine if anyone is injured. Do not move an injured person.
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4 q$ b, j( z% _1 X6 {Step3. Call 911 for the police and ambulance (if needed) immediately. ( _: b, r8 I9 _
Report any injuries.! Y5 H( R! D( N+ t
, u8 x" ~8 N: o5 V& q2 @Step4. If another vehicle is involved, get the car’s year, make, model
( Y- p& Y* S0 ^& y N8 C and license plate number; the driver’s name, address and license) P+ Q2 }; d% b/ N2 }9 H, ?
number; and the name of his or her insurance company. If the
* c" e+ [. A6 \! S( x: n driver does not own the car, get the name of the car’s owner.
8 N1 q) y, P6 k/ O9 n# C Write down names and addresses of other passengers or
+ A0 o5 L. n/ X) Z& l8 j witnesses. If you have a camera take pictures of the accident f$ O6 L) m9 X: ^$ B& H. l& D _
scene./ {; d5 s7 J! M1 S" F+ b
' T3 y! o" c2 n! o( ?Step5. The police officer will give you a copy of the collision report.
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Step6. Cooperate with the police, but do not admit guilt for the 6 J6 o4 M/ e( W7 {( m! J: W
accident in any way. You may be required to show proof of / k0 r0 z" |! ?3 K8 h( ^
insurance, but do not reveal how much coverage you have.
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9 i" M1 p3 k# A1 K5 x" {Step7. Do not accept any money the other driver may offer. By
7 s' T2 g9 S1 E accepting money, you may give up your right to file a claim ! O2 j+ O! N. c. |
against the other driver, even if the damages turn out to be1 F4 o0 H! F0 W- j6 S* E. O
more extensive than you first thought.
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! b7 A9 i5 Q( Q0 R" m1 Y' ^Step8. Do not agree to forget about a minor accident. You may see
9 B) o( {! V* F8 U2 a# J/ { I later that there were hidden damages or injuries. The other
4 Z2 z1 u( e* `/ o/ O; Y# z | person may even file a lawsuit against you.$ @. N% w3 Q8 }, Q
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Step9. Write an account of what happened: time of day, weather, 7 F$ C# y9 [! C3 H! c: [
hazards, road conditions and driving speed. Draw a picture of 4 z: x9 }; J }) d! ]3 b
the site, showing stop signs, signal lights, etc. Try to measure . _* U8 Q' b. ~ N& C& N
skid marks and determine the point of impact. Note any damage0 o+ w, j8 j: ]2 r; E
already on other cars involved. If a camera is available, take " p0 m, s, Z* d- o" }6 P* @
pictures of the accident.
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' r; ^, \% N/ R, v8 g8 o) jStep10. Report the accident to your insurance agent or insurance
3 _( O# J6 k/ [5 r company as soon as possible. Call a lawyer Bruce King, to discuss
$ h" K t; j3 I0 Y& r( A& L5 f* M your accident.- n1 j2 H% M4 F) X+ I. K
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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