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Step1. If possible, stop your car in a safe and visible place. If a car ( b- A$ a* e* l1 P" [" `& A# |% u
cannot be moved, turn on the hazard lights. Turn off the
7 M4 F ?, K8 g- A# s2 U4 ` ignition. Be careful when exiting your car.' e3 ]" o# j' ?* b8 ^
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Step2. Determine if anyone is injured. Do not move an injured person.( `& T3 R' _; i7 }1 x( b3 _
' [3 g3 H1 `8 N$ `Step3. Call 911 for the police and ambulance (if needed) immediately.
" s! f# |( E! u c. |. l# C- b Report any injuries.9 W$ C) b9 J( W& ?( `
8 o! p% G8 a: P* D8 `# D: g& u. X" ^Step4. If another vehicle is involved, get the car’s year, make, model
8 {& L( k7 v/ m# {8 o) Z2 u- b and license plate number; the driver’s name, address and license
9 F6 Y" \7 F5 _ number; and the name of his or her insurance company. If the O6 m3 ^: ^+ M' @9 X
driver does not own the car, get the name of the car’s owner. " d0 c; V( P. n: v6 k0 @( g5 r
Write down names and addresses of other passengers or
/ `! |" R) F* f7 h; _ witnesses. If you have a camera take pictures of the accident
5 s- F& M0 c- i) f$ a, C scene.
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- w. I* [: ~( \; h# ^6 JStep5. The police officer will give you a copy of the collision report., [3 P/ M& [' l9 u+ E9 y: P
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Step6. Cooperate with the police, but do not admit guilt for the ) A3 ^- q! W" w3 Z" k. K5 D! V) |; U
accident in any way. You may be required to show proof of 8 z# T: l7 Q; T: f, E/ d( g9 b
insurance, but do not reveal how much coverage you have.
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9 I4 y7 W9 T4 Z8 |" e+ dStep7. Do not accept any money the other driver may offer. By
3 A. `- O, d; o5 [2 w2 P! F. w. M accepting money, you may give up your right to file a claim
, O- u2 @1 n1 `, _4 \ against the other driver, even if the damages turn out to be
( i) S- E! p* n) a' o more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see6 w, A0 u+ }) W( K5 X
later that there were hidden damages or injuries. The other
X8 s- A6 N7 U- w; T person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather,
) [( X0 e8 D5 Q2 s3 H hazards, road conditions and driving speed. Draw a picture of 9 P$ e1 N3 _# [2 q4 Z
the site, showing stop signs, signal lights, etc. Try to measure 2 ~8 j+ a/ h. E7 W0 }
skid marks and determine the point of impact. Note any damage
; r5 X/ _2 ~+ B" \, W ] ?- a' }: c already on other cars involved. If a camera is available, take ' j- f, a7 `. R6 V& m: g
pictures of the accident.( @; V1 z) a( g, D" [; t! }
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Step10. Report the accident to your insurance agent or insurance 6 P: L: Z2 j5 l
company as soon as possible. Call a lawyer Bruce King, to discuss# n1 p+ k. n; ~( ^; m
your accident.1 Z: z4 r' n7 w0 W8 u9 L: I
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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发表于 2005-3-18 13:02
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