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 What to do if you are in a car accident* t% m* k; ]. c* x3 K( n
6 X \; @% E, _% s# q& X0 aStep1. If possible, stop your car in a safe and visible place. If a car d; y5 k1 L( i8 W/ h6 P, m
cannot be moved, turn on the hazard lights. Turn off the
/ Y; x. D! S( X7 h# l2 t ignition. Be careful when exiting your car.+ m. I( Z% |" X K/ z. B, a9 A
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Step2. Determine if anyone is injured. Do not move an injured person. R$ h4 ]2 B& \6 Q I! f- Q
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Step3. Call 911 for the police and ambulance (if needed) immediately.
! L) D6 C( o2 {) m! }( g. r Report any injuries.8 b8 U7 q* E4 i) L* o( {
' e4 X. b& p' u1 VStep4. If another vehicle is involved, get the car’s year, make, model 7 n& g" z$ v" `, D3 p
and license plate number; the driver’s name, address and license
5 o0 [/ `/ ?. A5 q: e2 ? number; and the name of his or her insurance company. If the 6 o" y5 _3 H% Y$ m3 q
driver does not own the car, get the name of the car’s owner. ! X6 S: g8 H" D& H
Write down names and addresses of other passengers or
# K( `) Z$ G9 O3 ~, W/ V, }; h3 j witnesses. If you have a camera take pictures of the accident
+ q g( A$ q1 a scene.
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+ r, K6 S/ l' O4 M$ R2 N4 BStep5. The police officer will give you a copy of the collision report.
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" y7 v- r' i9 g( |1 r5 }* s2 xStep6. Cooperate with the police, but do not admit guilt for the
f/ Q1 ^4 w! ~6 A# J4 P1 k7 [ F accident in any way. You may be required to show proof of 2 H& H9 H D) A1 U6 ?- p
insurance, but do not reveal how much coverage you have.- B' `( y3 f7 U6 k
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Step7. Do not accept any money the other driver may offer. By
0 N9 \: K% N/ i1 @8 ]. ` accepting money, you may give up your right to file a claim ) v. L& f A/ G$ c J! O" m
against the other driver, even if the damages turn out to be* A0 }2 Y" B/ `# j* m f' U3 g
more extensive than you first thought.( C4 N- j ~) K [% S9 q/ R2 Y1 r2 d
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Step8. Do not agree to forget about a minor accident. You may see
& X8 }4 Z) [. R6 K later that there were hidden damages or injuries. The other# |! R; K: ~$ ~0 I4 f
person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather,
# G [; v/ M! _6 r hazards, road conditions and driving speed. Draw a picture of / c& H: D# c2 y3 G1 c4 h: ]
the site, showing stop signs, signal lights, etc. Try to measure - L! M# C& G# z, w. i' W6 \
skid marks and determine the point of impact. Note any damage
. U l4 k9 r/ U7 F- c! d already on other cars involved. If a camera is available, take ) Z' s( P1 u, e2 Y5 g
pictures of the accident.! b# e, X. S+ \
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Step10. Report the accident to your insurance agent or insurance
1 @+ |) e, V( X/ _ company as soon as possible. Call a lawyer Bruce King, to discuss, p% C- a0 H9 ^
your accident./ a+ S" k- }& o* m0 h8 b
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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