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Step 1 Do you qualify9 c+ n- u$ y( V V9 a9 x
To qualify for the survivor’s pension, you must:% M6 q! _" @7 K
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be legally married to a deceased CPP contributor
$ q, i7 I0 i6 I$ jbe the common-law partner of a deceased CPP contributor7 {/ Y; q+ h( Q* j0 `( }, L- m
+ t1 @+ N% O" S- HThe amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
[2 t3 e! z6 `! b4 M& u- a0 Rhow much, and for how long, the deceased contributor has paid into the CPP$ p8 _- e1 ~/ {/ y9 j
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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" @# A `/ L8 W7 mIf you are age 65 or older! p O6 Y* X/ b9 \
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65
- g: E! O$ E5 ]0 x) Z7 @' `You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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