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Step 1 Do you qualify4 s, z, @8 g3 d( W, {$ P4 i* ]1 H
To qualify for the survivor’s pension, you must:
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5 ]$ ?/ R7 J" \6 j Kbe legally married to a deceased CPP contributor0 V3 F9 y" J% F7 e* Q3 x
be the common-law partner of a deceased CPP contributor: d$ ~9 s2 e5 m3 C2 V5 V/ O o( b
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The amount you receive as a surviving spouse or common-law partner will depend on:/ k; v; E( b7 q m( i* i. o
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whether you are younger or older than age 650 K, C. r7 }' s g4 ^8 y
how much, and for how long, the deceased contributor has paid into the CPP& o0 X4 i$ u9 a, L& u0 j" ?
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.! d, S, _9 l1 x2 Z0 n9 V5 _
# W3 B1 O5 W0 u- n. X! w" BIf you are age 65 or older8 B) N8 W, }/ q4 L
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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/ g3 [* U6 n2 i f0 d* m3 {If you are under age 65$ w+ n9 i, }/ E5 J- n3 c
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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