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Step 1 Do you qualify
$ R: H* {' f$ Y; STo qualify for the survivor’s pension, you must:+ t% r2 }7 N( g5 [8 F. N
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be legally married to a deceased CPP contributor
, C2 N" c# `( Ebe the common-law partner of a deceased CPP contributor p$ p! M: J8 r" m1 a# A! g
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The amount you receive as a surviving spouse or common-law partner will depend on:
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+ f* Q( b5 y6 w. d; ], owhether you are younger or older than age 65) }+ W2 j G, X# z# ]7 K; h1 O; j
how much, and for how long, the deceased contributor has paid into the CPP% i4 s) C+ z: R. k" n
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.3 @, r! o& C5 a3 p* i* f
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If you are age 65 or older
- ?# u+ e# E6 u; i" l; HYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65
5 w4 N) K& s: f* z- Q" i) B) h% `You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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