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Step 1 Do you qualify
2 F8 W. T, D E( oTo qualify for the survivor’s pension, you must:% p( p$ z2 V1 Y( H" j. u! Z3 Q. K7 I3 l
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be legally married to a deceased CPP contributor f; ?$ u2 m8 V+ Q+ m0 G0 u$ U
be the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65, f* v, y; z4 c
how much, and for how long, the deceased contributor has paid into the CPP5 J u l9 d- x: |
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.2 q% h8 f: H6 D& w& b& W
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If you are age 65 or older
1 u: Y; D7 l/ r5 xYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.: o) G+ b7 {. B0 C* Z/ b
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If you are under age 658 x5 B: W0 p% [. S+ T9 u- i% @' h
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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