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Step 1 Do you qualify0 b7 ~6 I% N& ]" K
To qualify for the survivor’s pension, you must:
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4 v+ U# J: X ^5 fbe legally married to a deceased CPP contributor0 F7 T1 H( N# w( n6 `: y- R. T8 {/ m
be the common-law partner of a deceased CPP contributor# I; w. L6 Z; _
* p/ l! I9 f# Q0 GThe amount you receive as a surviving spouse or common-law partner will depend on:) g l6 F8 \. q* h+ [' U
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whether you are younger or older than age 65
& j5 G2 V4 M3 P4 d, |$ P' Hhow much, and for how long, the deceased contributor has paid into the CPP7 Q7 h$ C |2 G& n( Z: U' E
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.3 m* D) {/ S5 c" E( i, V
- z# M6 c( W# t' _4 {9 S5 b& GIf you are age 65 or older4 ~9 ~9 X, n" g
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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$ l4 |% Q6 f( Z+ y" k4 X2 t' u! \If you are under age 65
; V# u" ` E1 k5 C; V" @% j. sYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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