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Step 1 Do you qualify( p3 M: J9 o' ? K8 n2 Z
To qualify for the survivor’s pension, you must:
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2 d& G7 c! C9 @: w: Z7 L- ybe legally married to a deceased CPP contributor
/ u2 Y* X: r2 O y3 e% }be the common-law partner of a deceased CPP contributor
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/ U8 Y/ D. V& C: w# l% oThe amount you receive as a surviving spouse or common-law partner will depend on:
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' w/ N; X) T7 A/ Lwhether you are younger or older than age 65
1 q6 w( M: K" Hhow much, and for how long, the deceased contributor has paid into the CPP1 w/ Y0 c- v# c4 o5 f9 Q3 i
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.3 {% G4 n R( A0 w
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If you are age 65 or older* I. @' F2 h' \( D7 U0 [5 D
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65
6 s( e" x5 M. l( ]% oYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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