房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
0 s! x$ _( N$ a  ?现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.
. \* d9 Q$ u( {
Because everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

1 D6 f6 c- f( h) \
理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
' |0 N2 e1 c3 ]1 L& w; B9 J5 [不是基准利率涨了，是银行减的少了，原来是p-0。7
2 J8 F0 l, f5 X7 y  \" ^8 y现在只有p-0。6

+ b: f. d' }# H2 ^* G; ^# n  j年底现象，没事

xexe