房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
1 }8 Y# r2 F& Q8 V) G现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.
8 ]; [* K6 P- l' T
Because everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
; p% t) K1 E- g6 J9 J. |* DThe bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

9 n" J: L! ~; _理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
8 a) J5 T& \$ u不是基准利率涨了，是银行减的少了，原来是p-0。7
9 \- _& L$ ?) g9 }+ J1 L" b9 o+ W现在只有p-0。6

年底现象，没事

xexe