房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.
! {) |+ D  \1 s& }, K
# |+ }1 J* s" OBecause everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
0 P* z5 z; y& i6 Y8 [/ H7 \) s) mThe bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

7 {0 _. g2 t# @
% z$ {  r$ G$ [8 x. a理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
; R" R' a  a* @9 O: Z9 M不是基准利率涨了，是银行减的少了，原来是p-0。7
) D& F' J+ l% I3 F, N; L$ J1 `现在只有p-0。6

/ H* J" {% N0 D' N年底现象，没事

xexe