房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.
# y+ f& F0 {0 w$ H) y& {
8 V$ }7 z4 d. |4 ?5 @4 D- uBecause everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
* @/ V, ^& y/ d% s, x- WThe bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

( G  o2 f; |& E0 r# x/ ]理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
+ U( V( o7 P- ^7 K* T$ N/ E不是基准利率涨了，是银行减的少了，原来是p-0。7
现在只有p-0。6

年底现象，没事

xexe