What is the Stable Chronic Condition (SCC) option? 8 n# g4 [9 m) y; M! B+ f' mThis option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible). 1 R8 h4 d6 j$ C/ L3 e0 H# vWhen the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic / \7 k4 O$ n- i( O; P! i/ acondition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and 1 o6 Z' H" J4 ]: Q* U S# R• there have been no new symptoms or change in symptoms; and/or 1 p5 `, Z* B P- N• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy." c, t$ F: ~! y0 @% N
If “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.
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发表于 2014-4-13 22:34
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