What is the Stable Chronic Condition (SCC) option?0 G6 \: x- `% Q% N. ~2 X
This option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible). # p5 m! K7 I8 |/ a" |1 m9 {When the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic! @- _9 D) k! j* i6 F
condition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and ! q/ N: b$ c+ S. b" P2 ?2 J• there have been no new symptoms or change in symptoms; and/or- F, r7 @" a5 c7 d
• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy.% b2 \0 i6 v5 i& p8 G- Q |2 Z* v6 x
If “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.