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BMO, Scotiabank join RBC in quietly reducing mortgage rates
3 t- a; s i) H# h& z% O& |Canadian Press and Financial Post Staff | January 22, 2014 7:32 AM ET ' |2 s2 B4 D$ ?8 c* z
Bank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes.
- S4 l2 W/ K- V/ J2 dNational PostBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes. 8 Y) k: b- ` [, Y# y, l4 B% G7 x J
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TORONTO — At least three more big enjoyedmontoncing some of their mortgage rates.
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Bank of Montreal, Scotiabank and TD Canada Trust all lowered rates this week. Like RBC, none issued a news release announcing the changes.
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- N# p1 s/ K7 _7 ]3 m) E5 r8 P% HHow factory-built homes are shedding their ‘cheap’ label and exploding in popularity
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Most new homes are built stick by stick, brick by brick, by a construction crew on-site, but a growing number of Canadians are buying homes right off the factory floor to be assembled on the lot within days * n9 x x M% V% @9 b, U
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For example, Scotiabank lowered its five-year closed fixed term mortgage 10 basis points to 3.49% on its website Tuesday, down from 3.59% posted on the site Monday. ! x; a9 e% V7 \ q. U! I
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BMO, meanwhile, lowered a number of its rates between 10 and 20 basis points, including its posted five-year fixed rate to 3.69% from 3.89%, according to Ratehub.ca. " H8 U; h; p# e3 l N6 i4 |% m
8 V9 b7 O; K$ j& bThe changes, first reported by the Business in Canada website, follow a move on the weekend by RBC to quietly lower its rates on several fixed-rate mortgages by 10 basis points, bringing its five-year closed rate to 3.69%. . n6 u" b k6 l+ U! v
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TD followed suit on Wednesday and now has a posted discounted rate of 3.69% for its five-year fixed mortgages, down from the rate of 3.79% that had been in effect since August. The bank has also made changes to several of its other closed rates. |
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