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BMO, Scotiabank join RBC in quietly reducing mortgage rates
- [& l9 m' ?5 T2 ]. U0 @* UCanadian Press and Financial Post Staff | January 22, 2014 7:32 AM ET 8 q8 \, [) v g7 ~
Bank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes.
: Y9 R9 ?- X) d2 dNational PostBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes.
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TORONTO — At least three more big enjoyedmontoncing some of their mortgage rates.
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7 e% b( f% n# l% ]Bank of Montreal, Scotiabank and TD Canada Trust all lowered rates this week. Like RBC, none issued a news release announcing the changes.
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' d/ S. K+ j) D! k+ c; H) DHow factory-built homes are shedding their ‘cheap’ label and exploding in popularity ; Y( ~0 G9 w9 m5 d& e
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Most new homes are built stick by stick, brick by brick, by a construction crew on-site, but a growing number of Canadians are buying homes right off the factory floor to be assembled on the lot within days # A: i% O, ?) O% R* t/ f
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1 A0 R- J, P& IFor example, Scotiabank lowered its five-year closed fixed term mortgage 10 basis points to 3.49% on its website Tuesday, down from 3.59% posted on the site Monday. % L$ |6 q$ c3 B* ?% B6 c
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BMO, meanwhile, lowered a number of its rates between 10 and 20 basis points, including its posted five-year fixed rate to 3.69% from 3.89%, according to Ratehub.ca. ( v# o2 V2 t& G
7 |, E2 Y0 k/ y9 @The changes, first reported by the Business in Canada website, follow a move on the weekend by RBC to quietly lower its rates on several fixed-rate mortgages by 10 basis points, bringing its five-year closed rate to 3.69%. + ^/ Q) G: J8 F5 C: s; [) i% |- H
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TD followed suit on Wednesday and now has a posted discounted rate of 3.69% for its five-year fixed mortgages, down from the rate of 3.79% that had been in effect since August. The bank has also made changes to several of its other closed rates. |
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