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BMO, Scotiabank join RBC in quietly reducing mortgage rates
5 O. g' q; o# }0 ACanadian Press and Financial Post Staff | January 22, 2014 7:32 AM ET
/ ^5 u- h9 I9 ?0 J# y9 eBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes.
6 \5 r2 v: k! j2 O8 lNational PostBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes. 4 ?( w4 P9 z( x3 ^
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TORONTO — At least three more big enjoyedmontoncing some of their mortgage rates.
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) ?1 K* P2 C" |7 ZBank of Montreal, Scotiabank and TD Canada Trust all lowered rates this week. Like RBC, none issued a news release announcing the changes.
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How factory-built homes are shedding their ‘cheap’ label and exploding in popularity % ]2 d; c* k" |( [
) I7 C+ ^9 d/ t, SMost new homes are built stick by stick, brick by brick, by a construction crew on-site, but a growing number of Canadians are buying homes right off the factory floor to be assembled on the lot within days
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9 m2 G( k8 X* k4 \1 GContinue reading 4 V. l/ J4 C' i/ F6 }# S& O! i1 L
For example, Scotiabank lowered its five-year closed fixed term mortgage 10 basis points to 3.49% on its website Tuesday, down from 3.59% posted on the site Monday. * Q+ s% h3 M, T: ?* U1 [
" W0 ~) Q& r9 }- w& l9 ^9 q7 T/ t) OBMO, meanwhile, lowered a number of its rates between 10 and 20 basis points, including its posted five-year fixed rate to 3.69% from 3.89%, according to Ratehub.ca.
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The changes, first reported by the Business in Canada website, follow a move on the weekend by RBC to quietly lower its rates on several fixed-rate mortgages by 10 basis points, bringing its five-year closed rate to 3.69%.
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! K( U& {" k6 V5 I* pTD followed suit on Wednesday and now has a posted discounted rate of 3.69% for its five-year fixed mortgages, down from the rate of 3.79% that had been in effect since August. The bank has also made changes to several of its other closed rates. |
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