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BMO, Scotiabank join RBC in quietly reducing mortgage rates % c* L, W2 i0 j+ k1 a
Canadian Press and Financial Post Staff | January 22, 2014 7:32 AM ET . T: {4 g5 a; k0 A" p8 h8 J( Q
Bank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes. 1 [# F# \8 x; I3 d3 y1 G
National PostBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes. : k w7 ?* {+ X" a2 S
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TORONTO — At least three more big enjoyedmontoncing some of their mortgage rates. & s% a9 _8 @" g s; p6 y
4 J U% b' r) N" \( F8 xBank of Montreal, Scotiabank and TD Canada Trust all lowered rates this week. Like RBC, none issued a news release announcing the changes. * n. ? H' H: A: Y- F! F/ @
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How factory-built homes are shedding their ‘cheap’ label and exploding in popularity ( J' l; `" [0 \/ [ T+ g8 ?, X
% J# _& _( Q* b2 h& s0 Z6 q! wMost new homes are built stick by stick, brick by brick, by a construction crew on-site, but a growing number of Canadians are buying homes right off the factory floor to be assembled on the lot within days . ?! T8 ^1 I* Q' f( i" C9 {
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4 ?2 y4 H8 G# l( \' @For example, Scotiabank lowered its five-year closed fixed term mortgage 10 basis points to 3.49% on its website Tuesday, down from 3.59% posted on the site Monday.
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BMO, meanwhile, lowered a number of its rates between 10 and 20 basis points, including its posted five-year fixed rate to 3.69% from 3.89%, according to Ratehub.ca. / G+ s2 H V$ c% n3 g* C5 z$ j% f
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The changes, first reported by the Business in Canada website, follow a move on the weekend by RBC to quietly lower its rates on several fixed-rate mortgages by 10 basis points, bringing its five-year closed rate to 3.69%. 1 \! F7 z+ `8 W6 z" j$ H
5 w7 d0 c4 @+ Q+ b2 |TD followed suit on Wednesday and now has a posted discounted rate of 3.69% for its five-year fixed mortgages, down from the rate of 3.79% that had been in effect since August. The bank has also made changes to several of its other closed rates. |
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