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BMO, Scotiabank join RBC in quietly reducing mortgage rates
9 P* N) F: K6 ~Canadian Press and Financial Post Staff | January 22, 2014 7:32 AM ET 2 B+ d; Z; x$ F* I% T
Bank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes. 4 E3 ]! M& j W, k1 c/ ^* o- C
National PostBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes.
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TORONTO — At least three more big enjoyedmontoncing some of their mortgage rates. 5 ?- `+ x: Q; g1 J0 q3 j" ~5 n/ G) [
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Bank of Montreal, Scotiabank and TD Canada Trust all lowered rates this week. Like RBC, none issued a news release announcing the changes.
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" g# m& u6 t3 }# M4 jHow factory-built homes are shedding their ‘cheap’ label and exploding in popularity 9 e$ g, k2 _1 i+ ~6 A
8 g9 G% _5 x5 I& K3 d+ bMost new homes are built stick by stick, brick by brick, by a construction crew on-site, but a growing number of Canadians are buying homes right off the factory floor to be assembled on the lot within days ; e: t3 s G1 i! j$ F4 r
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* P2 j, k9 B3 G, I8 g& P' nFor example, Scotiabank lowered its five-year closed fixed term mortgage 10 basis points to 3.49% on its website Tuesday, down from 3.59% posted on the site Monday. 3 b0 j; m1 Y' y- p4 I1 f$ s
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BMO, meanwhile, lowered a number of its rates between 10 and 20 basis points, including its posted five-year fixed rate to 3.69% from 3.89%, according to Ratehub.ca. ' k* X9 M( H. T6 y0 @9 u
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The changes, first reported by the Business in Canada website, follow a move on the weekend by RBC to quietly lower its rates on several fixed-rate mortgages by 10 basis points, bringing its five-year closed rate to 3.69%. I$ e$ J; S: J! M3 L
) J. h' Q, _7 h* _TD followed suit on Wednesday and now has a posted discounted rate of 3.69% for its five-year fixed mortgages, down from the rate of 3.79% that had been in effect since August. The bank has also made changes to several of its other closed rates. |
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