I took RRSP out in 2011 for the down payment of my house. I understand that I need to pay it back in 15 years. Would 2011 be the first year, or 2012 to pay it back? Do I get anything from CRA that indicates how much I should pay back yearly?
depends on when you took 'em out. rule of thumb is on the 3rd year after withdrawal. If you do not pay back, simply calculate 1/15 as your partial withdrawal for the tax year.