: ?. X5 W) |8 n8 p( |' O走着不是更省钱?8 ~* z' r0 p3 M; s. l; T. @/ g
这事儿好象不能完全用钱算吧。大人都上班,这几年的工作经验为以后的几年打下的基础是用钱没法儿衡量的。另外,讲个真事儿,我一大学同学一毕业就结婚,当年娃就生下来了。说“为了孩子”,所以班不上了,就在家全职带孩子。当然,她自己觉得自己家孩子最聪明,这是别人不可能对其辩论的。但,绝大多数同学,跟她基本没法聊天。
factors to consider if purely from tax perspective:( p$ ~" Y& j" w( m' J; U
# N. g5 b7 A1 K1 X5 I# S" j
total additional income 5 V# I5 q' v8 r$ C3 ?0 o' J# \
total taxes paid (assume it's not a cash job)5 B2 X, \1 x4 s
total tax credit transferrable to working spouse - ?) u V0 t9 O i9 Htotal tax credit for child day care+ |) n& f; H4 ~# ?
total day care cost , u0 v* ?# v: B6 {$ D; k" \/ a! D3 N
so the formula is: ; x# Y: H4 _$ X G2 ^6 R; s/ u" A' g0 h
total additional income - total tax paid - total transferrable tax credit to working spouse (this can be claimed if one of the spouses has 0 or very little annual income) - total child day care tax credit =/</> total cost of day care.