2 o# P0 [' F2 R. j8 S9 mIf you have an existing MBNA card, you can request to upgrade it to a starwood one. 6 f5 p' \4 m* w - a z; D' q" R: `' FMBNA seems to have a very bad reputation in areas of customer service and telemarketing (I think it is ok though). So beware.