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原帖由 过路客 于 2006-2-7 08:04 发表$ I" B8 @/ F( i; N, G; N% V
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
& O, ]$ V, M7 z/ }" P: u+ }House Price = 280,000 5 w# K" E/ U- N; B
Down Payment = 98,000 (35% of total price)
U4 `- h) T6 n8 s, T# G% D! ~LOAN = 182,000 # q- A- U) l8 h6 P# Y
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) 0 Y( @9 T1 G4 X$ k+ a( r6 p
YEAR = 25
% r! c* w& e7 Y. B1 RMONTHLY Installment = $1,034
$ a, {4 V! R& [8 a, j
\0 x( O& z1 s- ~Property Tax : $250
7 F0 S$ B7 B4 J j* z4 c7 UGas+Elect.+Water : $3500 j+ J! t1 P& i7 h) y9 ~. y
Misc. cost: $1002 {& e4 |, D- X$ a- A0 z
______________________________________________________________# |% Y: U6 S f3 D+ F& n
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)+ E9 y( \; a2 g4 L
7 A$ K4 P# k9 i1 y9 a- m[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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