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原帖由 过路客 于 2006-2-7 08:04 发表
. u3 P7 U3 f1 X: v8 X请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? ! K$ v" ]3 e5 v8 l4 a
House Price = 280,000 + H9 |9 a0 `$ J9 F" e
Down Payment = 98,000 (35% of total price)0 P1 \9 @+ h) f8 J) ?
LOAN = 182,000 ; O$ r8 H5 N5 _$ ?' N$ ]8 {3 I: o! X
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
7 ~5 r- D; k" f4 j* `YEAR = 25 ) h2 u) D, @, {8 M; s) V# Z
MONTHLY Installment = $1,034 ) E0 ~2 P2 j9 w+ ~1 W: [
9 ?* h2 `; J! e' _( T
Property Tax : $250
& q) A/ r ~2 V4 M4 P3 ? D/ }5 VGas+Elect.+Water : $350
$ h- V% G9 y+ G2 I/ s; r7 l. ^/ hMisc. cost: $100
6 V$ e* h) T9 u______________________________________________________________
* B, V" e4 B/ m% I7 b) LTotal Monthly: $1734 (Just a rough estimate based on rule of thumb) g* [8 \( v7 H( J$ V
+ |5 s, J; Y6 |& h0 d[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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