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原帖由 过路客 于 2006-2-7 08:04 发表& b& R" N' F/ F H- y: I
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 3 V, A3 i4 a( a+ b! l( [
House Price = 280,000
9 p% \3 h( W2 F, fDown Payment = 98,000 (35% of total price)
, {4 Q; [+ V4 b& t8 K1 g* zLOAN = 182,000
$ [1 k* h8 J& C- ~' j. k/ l X' {INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
" q( m$ s" o; ]1 Y/ }% z9 f9 FYEAR = 25 3 C9 S. }) i0 t
MONTHLY Installment = $1,034
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1 A, s; A+ q# _" O5 W4 mProperty Tax : $250 , u6 z8 T" h; b8 b& j0 c5 r9 w
Gas+Elect.+Water : $350( i4 `2 x8 d6 L; A$ Q8 j7 M
Misc. cost: $100
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: N/ |& G/ R+ v# gTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)0 I P3 s6 f; H$ I( M. W
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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