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原帖由 过路客 于 2006-2-7 08:04 发表8 q$ E1 u0 m3 U. H6 \ K
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
8 R8 M% T0 i: }' J, lHouse Price = 280,000 ; Z5 |* {- I. R" i( D. q
Down Payment = 98,000 (35% of total price)$ d# ]! h3 i" G! ]
LOAN = 182,000
' D, S1 T/ _0 P/ H. P0 eINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) ! @7 A/ C$ F1 N. J- x1 Z
YEAR = 25 * d9 h$ N2 ?" n6 t- W
MONTHLY Installment = $1,034 1 l4 K5 r2 _/ Z7 c3 ^" A
) e2 R9 D5 X9 _; cProperty Tax : $250
) [* j/ Z* ~1 W0 v1 K0 kGas+Elect.+Water : $350% g- V6 p* k& e" [8 }% a
Misc. cost: $1004 s2 H9 }7 t9 Q' M$ C
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4 @. X, l2 Q/ j% V2 xTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)
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, t) {' B8 \0 B9 q! z[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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