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原帖由 过路客 于 2006-2-7 08:04 发表) ^/ |. f3 e7 U( \7 g* @
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? - U' }* X6 }! F' W8 v" U N$ n
House Price = 280,000 1 ?3 o2 _+ Y' Z
Down Payment = 98,000 (35% of total price)+ E: w9 F' @& H' w( u2 l
LOAN = 182,000 & G' e# u8 R0 q% C# I: m0 @
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) . Y+ P% d6 w# _1 V J3 {% B3 d
YEAR = 25 0 \2 d* ?1 j/ Q' t F. O
MONTHLY Installment = $1,034 ' [9 r! `9 p! s! L
0 [+ d+ B# i$ z2 x3 ~
Property Tax : $250
, P! L" d9 Z- ]- p7 GGas+Elect.+Water : $350* L0 ~/ t/ E/ O
Misc. cost: $100
, I9 ^) r+ a, j# u A8 [- h3 u______________________________________________________________
6 e, m8 s) W. ~+ }Total Monthly: $1734 (Just a rough estimate based on rule of thumb)/ M3 m# l' J3 i' E
# E5 ]- c+ P W" G& L- X8 X[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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