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原帖由 过路客 于 2006-2-7 08:04 发表
9 X- B/ E$ P8 y7 O" F) y9 c请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 8 }8 G# {* R k* Z
House Price = 280,000
# v8 t0 r: g+ Y4 t7 ?& t1 SDown Payment = 98,000 (35% of total price)
4 m1 K6 E# G+ P4 YLOAN = 182,000 $ M- Q7 a* |! f
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) / g5 N1 n$ m @" C: a, `' H' Z
YEAR = 25 0 }: ?8 p5 w$ h- j" t: C" J; Z) r4 z5 d
MONTHLY Installment = $1,034 1 d! i! g/ l+ [% Q7 w* P2 J
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Property Tax : $250
5 l0 ?0 l' _; M- `Gas+Elect.+Water : $350
4 f9 D1 X, K3 J/ d% j' j- mMisc. cost: $100
$ Z/ ^* @9 o$ O a- m6 ^( b) S8 |______________________________________________________________
8 m9 b, J6 ^$ W! i$ N% a1 V* pTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)
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, D4 V& J0 @4 w2 }[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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