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本帖最后由 年轻的心 于 2010-12-1 13:52 编辑
3 `& j3 Z: N- F2 u% g. g
+ ?3 B# C# P2 b5 u1 Y( H2010年12月) {8 Y8 ~( i) {' I
Bank of Canada Interest Rate* {% j+ v: d; G' @1 Y% K, f
/ R2 j y2 D4 H" ?! H E
| September 8, 2010 | 1.00 % | October 19, 2010 | 1.00 % | December 7, 2010 | Next meeting date | Source: Bank of Canada2 a6 O) v, M' O! t& a
0 J, f) o& J) h' W8 P+ y" A R* S+ q N, k7 T# T( V* A
Bank Prime Lending Rate
; S3 d0 Y5 z, u4 N" S
1 B. |" i0 Z, P0 d4 z$ ^- |' |& b/ _
September 9, 2010 | 3.00 % | October 20, 2010 | 3.00 % | December 8, 2010 | Next meeting date |
7 E F5 ~ q+ \0 u/ qSource: Bank of Canada
% ~! c" B0 R, j$ |) S" u, l* c) r! P
9 I9 P, r* a4 g3 L( w
* S- ?9 U, m: _( Q- j' C5 Y6 b' n, t8 J
Conventional Mortgage - 5 Year Rate*
4 K( @2 B7 R# E8 `
5 m' ?2 r0 k7 E& m8 h9 M# a! c, H( G: |% _0 D
September 15, 2010 | 5.39 % | October 18, 2010 | 5.29 % | November 29, 2010 . g' @: Z" O1 i) y/ h& T! H, Z8 f4 K
| 5.44 % | : I! \' T9 t! t6 w- [. C: ~1 u
Source: Bank of Canada
9 O2 Q: R* q8 x1 ~8 X*Determinant for high ratio mortgage variable qualifying rate
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; k/ }& J5 } x) r, N" W( P6 N# L6 L. ?5 {, c& z7 S( s2 [( J
% t% q+ z. c$ ] H0 Q
: E# c! C+ l9 i* Z5 F6 D) VUS Federal Reserve Board Discount Rate
0 _; v, a2 M5 I7 n& R0 H' A+ d& S) a. K
" C) d d8 e4 `9 M$ m' D1 LSeptember 21, 2010 | 0.00 % - 0.25 % | November 3, 2010 | 0.00 % - 0.25 % | December 14, 2010 | Next Meeting date |
: p' ~- Z" R8 |; W2 b3 SSource: US Federal Reserve
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D9 B }4 {; @% u4 u9 @( \$ w& D* ]2 u: M, D p
Exchange Rate $CDN($US)
0 Y- P- R" k! N( L' l6 wOctober 28, 2010 | 0.9790 | November 10, 2010 | 1.0000 | November 26, 2010 | 0.9804 | 3 V1 {4 | X! {4 S
Source: Bank of Canada: l& I" W: j1 x; H) {' Z( j* w! `: v
4 s- H" t- M7 W! w8 h+ e: L7 D& O5 }3 Y6 M
. J y3 q( o- U; k
1 M) q' Q" ]. C1 T* n0 {. dGovernment of Canada Bonds
+ Z5 j5 w* G4 A' ~' x+ N4 b/ Z
T( j8 n7 u9 \8 o ?& o$ B% K1 |2 V2 A: a
Bond Type | October 27, 2010 | November 10, 2010 | November 24, 2010 | 1 year Treasury Bill ) }$ S( B) `) I7 X- Q
| 1.21%
7 z8 \* Y. b" d: J) [! C | 1.27% | 1.39% | 3 year Benchmark7 n7 E! h/ l% i: X5 H9 K$ u
Bond Yield | 1.59% | 1.73% | 1.94% | 5 year Benchmark
8 j4 ?2 m; f8 q, d/ x5 f0 i5 n* zBond Yield | 2.06% | 2.20% | 2.48% | 10 year Benchmark/ M# O& ?8 N1 i$ f* f* u6 V4 p
Bond Yield | 2.89% | 2.98% | 3.19% | % n7 n. r, K; U( Q- Y0 p% c! Z4 Q4 G
Source: Bank of Canada! W0 p3 b7 ?' w" f$ r
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4 Z7 r* e. Z3 L6 F7 k
4 e$ ]8 o6 f+ m0 e( f, q3 a2 t
' W/ _* D" `0 I! m) {' x* ^5 xTotal New Housing Starts (Seasonally adjusted and annualized)
; u$ W# n# N2 o# YProvince3 I: q+ r9 A& o2 q9 M) t
| August
) ^( H! K6 C* S6 e2010 6 P9 V7 \; x+ [% P0 B, G% Y; i
| August3 k, s6 }3 i5 T3 S! b- L- v u g, c) ^
2009
7 D5 `7 ~9 `# W; h | September
) |2 w, x" S& n* _8 y6 x2010 9 k& F- y9 f3 C$ k* N, r. f- B
| September
( v( u) d; c& @& e' G+ z, q2009
F9 P$ W' y6 W8 M! }1 X% g | October
) H+ _% ?7 J% W# ]8 [2010
+ e# r0 R5 n( B. ^( Q) }4 a. @/ K | October* l# z% b& K2 A
2009
! Z g# S x$ X. m% t' V" c6 x0 } | Newfoundland/Labrador
- N; ?. w1 U p+ A \ | 3,500 " w/ @* D3 z# l2 @0 W0 P* M, g
| 2,400 1 L& O- q% l8 u8 w
| 3,100 , R( P4 e7 |) o! d9 b' X" x
| 2,800
" j" C0 V( q# ]& V: v _ | 3,400 % h* U: @! j" H8 {: S
| 2,900
% V/ o7 u6 L, } l4 ` A | PEI
& i, D0 t/ A7 Q! ? | 1,000
9 ~( l; }& n* j; h! x" b" a | 1,000 $ B$ B) j+ B) A; W- ~$ ^! f: F
| 500 8 d6 F$ U/ \5 ]$ P. x
| 700
7 J5 A7 H: M+ Q; X9 D( v | 400
# C/ e0 Z8 c1 F- y' d3 b" t& K: I | 1,200 + G3 J3 ]9 [% X3 k
| Nova Scotia2 J; p2 W! a# v1 t
| 3,200 9 a1 C: `2 J& Z2 B/ r, u
| 4,200
, J! R% R: f; L% t& v3 i2 r | 4,100 1 q8 O) u8 V3 O" M
| 4,500
5 r# T' m$ u" i2 m9 x | 4,700
# v+ I( K3 U M | 4,000 & q) E, S' a r$ n9 n% A. Y. s% K
| New Brunswick$ K% @# h( R' u: L8 z
| 5,100
& Y1 u+ \& H. ~4 H d | 3,700
4 x4 i5 G) i! Z+ e/ B | 2,400 9 C" M0 g5 i3 h% C( g9 Z! [9 z
| 2,900
9 i) B4 e" i, H4 e* k. l9 A3 Q' P( G | 4,900
. j0 }/ z! r1 X | 3,600
6 l' P) C9 |7 l9 z2 O | Quebec
2 U4 }4 z$ W% M Z4 Y. k( [ | 48,300
! @; {3 z) N. B | 47,300 " h! P5 y# r9 B- d" f
| 50,700
5 g5 ?5 Q. {. z | 41,300
4 X8 ~4 w" z( N: v1 y | 48,600 O9 | @8 ]3 f( L7 F6 _2 L+ S' R2 Z
| 37,200 ; W, Z' y' n( A& b0 ^1 M
| Ontario
L% I, C" s! @1 @ i | 64,800
6 z" G/ p8 P, v | 44,200 1 D" D9 G, n: M- ?& Z1 L
| 58,000 4 D: D) S2 \0 H
| 50,200 : M, x* z9 z$ Y+ D
| 44,700
: P+ h3 }7 g# u! x6 v | 57,600
, F1 w. B3 b/ a! R% \- B7 k" |, T | Manitoba
7 Z6 }' v7 V9 u+ Q1 ? | 6,100
5 F9 T5 y! l8 q- {% w8 @1 y3 d# ? | 5,000
7 z) p, R% s$ W! `8 @$ M( c( Z9 Y | 4,000 3 u; [$ x+ f$ H! J& Q
| 4,400 1 n( w5 f( j' X. d2 S! a
| 3,800 3 Y& |* Q9 n0 [7 j2 N
| 4,200
/ k7 ~4 b( O. R! I | Saskatchewan" W3 A& c9 ^' a4 C7 ?8 v
| 7,700 / J6 { ?( o+ w( `- M2 Z
| 5,100 1 V- j( m- \. T8 l6 n0 z8 V
| 5,400 1 z& L9 u" U) ^8 C
| 3,700 * ~, D1 ]" F" Y5 b2 S
| 4,700 4 z# O! W& Y( A6 E, G, D
| 3,600
% K- Q9 _8 o0 J | Alberta" N- C2 M5 M! z; j
| 23,500 ( k9 C) R# y, h5 {2 s
| 18,400 * ~9 E0 v, Z6 t! D0 h6 E2 [6 Y
| 27,100 " E b0 E$ _- B) S6 r
| 22,600 9 q$ T$ F2 i+ D R
| 25,200 / ~. _: s! ?- \8 b
| 25,000 - ?+ h: _8 s) ~% `* F# |& L: ]
| British Columbia
" l4 T0 |* y! U) p9 M5 j& D | 27,800
* q' M+ ^8 m' C( ^3 O5 k+ M' @2 J | 19,200 * d _) S& k3 f, Y! e2 V |) U
| 29,700 * o" H; p! h- Y h6 O& k- }
| 16,200 * c& ^; h2 H3 x+ }
| 27,500
2 _; W9 B% e+ ?4 s u m4 E* Y | 18,200
. u( W% w) }1 s, h' @ | CANADA5 F/ T ], J4 `; c6 z: L
| 191,000 5 `( {1 m2 c1 V- s
| 150,500 - e) H7 d+ S r7 P3 _
| 185,000 + i/ p. d) `4 X H
| 149,300 4 U; v- D% J5 Z" Z+ p
| 167,900
, g, V3 c) z* \" x# n | 157,400 ! B5 x! j3 V! @& B( `5 ^
|
! ]3 V2 i6 V* }. W) @/ cSource: CMHC Housing Now - November 2010 and November 2009. This seasonally adjusted data goes through stages of revision at different times of the the year.% x% H2 X7 i$ O* Z6 m" s1 c1 R
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Average MLS® Resale Price for Local Markets
* E( M/ @2 q9 N- B% [; k2 \( ]6 h7 U0 S6 G. x- t8 K3 @1 b
$ t! s" R7 d: b2 L WCity | October 2009 | October 2010 | Halifax | $235,465 | $248,678 | Saint John | $178,632 9 O2 i S8 e; Q
| $165,032 | Quebec | $219,440 | $246,918 | Montreal | $285,100 | $309,638 | Ottawa | $320,561 | $305,872 V6 X0 P" O! w& a( n5 Z+ y2 `
| Toronto | $423,507 | $443,633 | Hamilton/Burlington | $296,253 | $305,872 | Winnipeg | $210,618 | $229,467 | Saskatoon | $274,759 | $293,929 | Calgary | $393,574 | $399,679 | Edmonton | $351,768 | $317,096 | Vancouver | $638,948 | $707,207 | Victoria | $481,500 | $343,747 | ( J% b" K2 ~% S" F5 m
Source: Canadian Real Estate Association: _5 I. \6 z, Q* T j
/ W5 `1 w0 b a2 q' U; W# t6 M B, E# z9 \& a0 v7 N% a
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# W4 M0 l; s) m6 d" S8 R: i3 i# J0 w% K
Quarterly Housing Affordability Index 0 e0 Q; S$ W' Z2 f9 c9 P
Standard Two-Storey : \# X4 r% ^- |$ Z3 H- T' Z3 ?
( a4 V2 A+ o9 K: b/ D3 j( o | Average Price 3 q1 I- h& z- N9 J. p( {
|
7 H8 i& r% \% f( t k* U+ r | RBC Housing Affordability Measure
; O3 V/ H$ @- e+ ^ D& s) O* Y | Region ! w( E) L( B8 Q: v
| Q3 20100 O7 l' I/ Y$ w6 Z9 {
($)
2 y2 L" O2 P1 C1 R7 J3 r3 V, v | Y/Y! L0 C: t5 t/ [ @5 F0 j
% ch. i- G( d9 w. f5 `7 y3 {& K0 z
| Qualifying ) {' p+ r2 l: D
Income ($)
% [5 n8 J1 K+ s5 y) {Q3 2010
/ W4 }: @% L! ?" p' q6 g1 I9 W | Q3 2010( r( A" Z$ J* n9 e1 V0 ]; l
(%)
: O C3 O& C8 I: y+ g/ W | Q/Q5 M" s9 d+ g1 Q& U/ v$ {% T; y$ M
Ppt. Ch. 7 U9 @$ u2 |2 V7 b. Q% g6 n
| Y/Y
/ c2 ]! @& f3 p/ jPpt. Ch.
4 A4 E1 N* e; m! @ | Avg. since$ u6 Q5 Z+ b# r, Z# W: z0 L
'85 (%) : w5 Q2 a) k* z' ~9 B: c# |: I
| Canada
' e2 G8 C3 |; y/ C" Z; i | 370,700 2 O, Q2 [; D; a" Y9 F/ g7 d
| 6.3 , l; | M! t- h8 Q* l n: p
| 83,100
9 Y& @; q3 e' N0 K/ i | 46.3
8 |" {: m$ h& H' \- z1 M | -2.5 ) X: _' A6 y/ k( Z9 S- ]6 D
| 0.3
# I9 M+ H' _. F0 x | 43.3
+ I( w: f) k& Y6 u8 c+ C | British Columbia * }7 c- q& B2 d* f/ N; X5 E0 R
| 624,800 ( i1 |+ P! u( M) U) ^2 Z- N
| 8.0
2 }9 t L5 A+ d; O# w, \* Q( V% z | 124,500 ; c$ ]' |% Y# ?. V% r
| 67.5 " E+ p1 ^+ ^' o( U# b$ z* Z" H" a
| -3.9 2 h! B5 F3 B% y& j- d6 Y, _
| 1.4 : U1 ^- F* }; H8 ]5 b
| 54.1
3 [6 ?5 V) T& N" _& j) m' g$ B4 u | Alberta
. E# n3 ?- w3 B) g$ i9 R | 365,600 , l1 h! f7 x0 v& w9 x7 b
| 0.1
& t, c! ~5 i$ J/ l1 M1 I | 81,400 " E; E$ D; w1 W# v( R% c3 H
| 35.6
4 s( n8 b+ z8 } G- C9 {9 c1 g) { | -1.8 3 t7 d$ `, c0 `: G
| -2.0 + L9 K; o. p8 t `6 D" M
| 38.6
2 M2 q9 N- P- V& k c9 V7 q. N$ v | Saskatchewan
6 p9 b7 r- ~) | | 315,300
4 o8 U: {7 c& S; G* a/ m/ z | 5.1 7 V; Q2 N( z: e/ ~# |1 x l3 y- h
| 74,100
) a7 J/ A, b. u3 D! y | 40.8 + A8 q; `% ~# P
| -2.2 , a' }* E3 c) L
| -1.1 : k) z3 x( N0 k# f- S5 [: y
| 38.0
, R4 ^* R6 }$ Y | Manitoba
( I/ {* c7 r, u0 H0 ^ | 269,700 2 {' P9 O2 ^* @) z/ u5 u
| 7.8
% @8 F* L- i1 P& m | 65,000
* R$ k% q4 W4 s2 A- ?7 \# Z3 M | 37.1
, Q7 M: J( G3 T0 Y. w* u3 o | -2.3 9 m! Y+ }7 d0 X
| 0.8
: m* U& J1 h6 v' ?6 x9 ? ]% m | 37.7 ! J; Q) a7 @: r$ _( s. G
| Ontario
# D( e( ^. Y. o | 388,200
# @ G' s# M8 N; ` | 6.2 / r* X+ i$ Y) F9 l: X7 P
| 89,800
- ]7 Q& Y7 y3 S# _$ S2 w9 z$ q | 44.9
+ u- a4 W! Y I2 S5 q0 r0 H! u | -2.4 # c, l1 U- d2 |1 F5 s5 ]9 g0 B
| 0.4 : f1 y; B8 v2 O/ ` u$ g
| 43.7 % x1 K/ S7 l, U: l. o1 o# @- Q
| Quebec / O- d9 `6 X1 d' x
| 262,100
1 A$ S8 n" M6 a) P' Y1 D+ ^ | 8.6
3 {" y: L% e( Y6 f' {, [ | 61,700
8 t6 c% t4 ^: \3 D4 D | 41.7
) B0 j \. f2 S1 b; H) G1 [ | -1.8 7 e/ |& Z5 G: {9 ]5 O0 v) n; e
| 1.3 2 e8 ?/ C! p+ {" j1 `- }9 K6 |0 Z
| 38.8 # @7 ^9 p# L4 G$ k% f! {* I. u
| Atlantic
- L* ^; G2 W( X; O, g | 222,100
( ?) j" L1 i* h! y2 L8 Y) d | 4.3 5 N% U' t3 Q3 r) z
| 55,900
, Z' f7 ^8 h7 F0 A/ |+ P$ h# [ | 36.5 4 O* [$ h6 M' ~8 C# l2 W
| -1.4 ! O* z# p: Q2 c
| 0.1 7 K/ B( `: M$ f8 m+ M7 N
| 38.0 5 n( } ]2 H3 k! X; I
| Toronto ' r# v. J- k- Z3 b _) e
| 554,700
. Z, V: Q* l9 O' X" u | 5.6
/ k! [ x3 R! K6 k: M: w | 120,400
( B$ @) v& q- ^& q9 z2 _ | 56.2 ( q; a- ~/ X0 e, |+ T
| -3.8 / B6 F# ^, r6 A- z
| 0.1 * ~4 f7 f0 a1 Q% d
| 53.4 / R5 \) n) ], A# f, z3 G4 t, \% `
| Montreal
4 e" q; h# g' ]& u5 V5 W' f9 W! [ | 335,300 " |2 n5 o8 v5 Q4 m5 `) t
| 8.9
: L7 K |; B9 A# ? | 75,800
" D, X/ P! l. @9 q3 S: }; u8 a | 51.3
3 c& R* O ^3 `7 N' q) g3 T6 _ | -1.7 & u ]2 Z% P# N
| 1.7
3 Y' b; _4 ]' v$ `- N) y+ A2 u | 41.7
; r" l+ b- H7 ` | Vancouver 7 c! M( `/ C. L3 o& E
| 766,300
- e6 k* B- ^- d3 f* W" U0 T | 8.4 - k& r1 I; J v7 @; f0 s5 E" G
| 149,400
/ s# c% a& r& Z; g' w+ g, Y9 O2 n | 78.1 5 v+ ?0 A# B |# D2 d0 P' |
| -4.7
! n1 R! H. \4 I' s- [8 V% [+ l# J8 g | 2.0
& j+ G6 A: A+ `2 H/ x; C' K6 } | 62.6
3 p# k/ R$ {3 q$ }3 v# ] | Ottawa
: v! t& w7 k. ~1 ]4 L6 O2 F | 350,600
& t; I( ~+ E! q0 b/ p | 4.8
4 `2 q* A: j/ e% A( k" \ | 86,600
: h5 v' Z+ n7 h- ]; Y& m | 40.5
( U- F8 Q& f; o* }5 } w* b | -2.5 # `% R/ I8 T9 X5 B
| 0.0
9 ^9 W7 p4 E9 Q. D6 L' `# Z5 O | 39.1
a7 b2 ^6 v/ M& l, A) g3 y | Calgary 2 o3 X( F; p/ r$ L" ^+ J w9 x
| 410,500 ' G- S7 t8 H9 j) y2 L# x8 X G4 c
| -1.0 ; J9 J% @6 B, A) i2 W$ |
| 86,700
/ O N! h x; y6 {$ g | 37.9
4 h9 o* ]+ ]' T | -2.3
3 h% Y L; M- \ | -2.6 % P5 M5 u* ^, o T
| 40.3 2 k7 V) N2 w( f: |" N8 n
| Edmonton
' j3 C& v8 y" [8 P) P1 K9 L | 362,500
5 P6 d6 b0 k6 j- ?; o6 F5 o | 1.2
# r% x5 S) @$ d9 [& W- D: } | 82,500 ; }8 U& X. r- [0 I' B8 F0 O6 {: u
| 37.0
: _6 S1 `; t) i: m | -1.9 # G5 x6 z; M5 n4 h- j0 ^5 S" K' s
| -1.6
- r% d# @. |( w) W8 o | 37.0
2 @9 g/ N; X. K% z7 c |
% i' R# l" Q* x, V0 t) rDetached Bungalow
+ {; Q( w4 ]( E t* b8 s- L | Average Price & g b+ o) y5 }) \& q
| 9 ]! J B. ^! Z5 V8 c( s
| RBC Housing Affordability Measure
7 L0 K; U2 A- {9 u$ W9 z- e$ p | Region ' ?& t4 A3 k# W5 C0 k) N% s
| Q3 20101 B. S3 e+ p$ F- G* Q, v8 Y
($) $ \* g$ D$ F. V6 M6 u+ c: t8 Z. }% z
| Y/Y
8 L. z3 F4 A' P z% ch. ( F) [3 A1 }! X& U! P) \
| Qualifying " ~! u2 T" G( F. X% F
Income ($) . C }. D+ A2 o9 i5 g7 j
Q3 2010 - D; s2 @) G3 M, S; _& N
| Q3 2010
& T5 j' v4 C. ]7 G& a4 B(%)
. I% {, _4 c9 F+ T, T | Q/Q 4 X/ N0 ~ _0 F) `
Ppt. Ch. 0 H# t( Q }5 E0 w3 x/ [2 c6 }
| Y/Y* C% b8 Y/ O `# m' x. [/ s" U
Ppt. Ch.
/ [6 K# L& }9 B. d6 a- M' y9 L | Avg. since
& [, W, h3 P+ z6 g3 |'85 (%) % g' | X4 d5 ~: x0 L2 t
| Canada
Y# i$ Z1 q. v* [5 P h# r | 325,300 5 _2 m- T& g( `0 R8 C5 ^
| 6.8 # E; O& y" W p: d/ V
| 72,500
. Y& Z1 @4 o* s( Q9 v W3 _ | 40.4 ; N7 `' [ |: g
| -2.4
% B' M8 m. i1 G' n- h* _ | 0.3
' e0 {: m% O" v+ r) } | 39.0 : X; b. E* G: F3 U$ P
| British Columbia
3 N, \$ j' J: Q0 S. T; t | 544,700
9 q5 L1 M* O0 g, O0 I2 l | 8.5
8 I' X6 x+ T4 [- L; H7 F | 108,800 4 t, h5 L+ p0 }% h
| 59.0
2 x8 H s5 ~" T. c% ]2 A, @ | -5.0
" @8 n$ m% Z( M( o | 1.5 * l+ A* O! e* n. ^4 ~6 d
| 48.9 # s0 d4 z5 D8 \7 h/ Q$ \$ o3 ~
| Alberta 2 X3 p* q1 \( C3 f1 z4 s
| 340,500 ; j3 H5 s% o0 e2 I: u6 S* g
| 2.9
2 z- m. j5 f. p( _. Y# Z | 74,400
5 u1 J: x0 P, ~* \7 h7 A | 32.5
' Z' H6 k8 n. n9 K# o4 g; k% R% ] | -1.8
8 U: g& e' {3 C: x% r: B# C | -1.2
8 n. H! }1 V. ?* _8 o ~. v4 s | 36.1 ( {. D" V" W( I4 U9 E2 o# [
| Saskatchewan
7 Y6 ^+ s" [2 d& v# F: r0 v | 312,400 2 \- {$ L4 f# a
| 6.3
6 H' x( |: b2 E1 G | 70,900 ; i0 k- T4 |8 E
| 39.0
6 o/ i* J x$ u2 R+ d% M | -1.9
( j5 ^3 R1 }; W# ^. m4 q1 S | -0.8
U5 }* n% q1 Q# {' r | 36.6 . `; n, W/ V8 i
| Manitoba 2 ` |: u3 C! |+ q7 m$ V @) a5 w
| 251,000 7 R- G! ^' e, J: l! q N
| 9.2 0 O8 E' S9 G) y% h: v( V+ D
| 60,800 ) T7 @# W! m5 |( o; k
| 34.7 W; X7 N: E, H& D, M+ G2 \% ?6 g$ ?
| -1.4 + _1 a2 \1 w$ P6 B0 q' W2 \. t
| 1.1 9 G3 o. p: v ?) o7 n% Q- L: G* F5 \
| 36.8
: E5 z/ ^+ V! h4 L- w | Ontario / \/ C$ ~/ V7 h8 O# L
| 337,400 6 ]" y8 P4 V! p! U; J# B! g" [
| 6.1 , N( w2 m+ L) C) T
| 77,900
. |( U, `2 {/ X! ?" a | 38.9 ! U; L/ W# G' x# m0 {. {" w; |) Y
| -2.2
Y, O/ q/ z/ x6 ` | 0.2 ) o1 O9 ]/ q6 {0 m! h
| 40.1 8 x' J) v7 H! z# j
| Quebec
* C( C( c1 g$ o# C& R | 221,600
/ @/ F+ m2 Q$ u1 i6 F | 9.3 ( S( }. Z6 ^% X# s) Z0 H0 \$ U2 B
| 51,700
" _' q" }- p& T6 b | 35.0 ! C0 n9 B6 ~5 ^9 c! b
| -1.4 7 P. z6 _; _8 a r
| 1.2 8 t5 u0 L; Y& B7 H
| 32.9
5 G4 L6 u' M# Q8 q X$ i; g# c | Atlantic
" ~! p0 a5 c. \; G8 C% Q | 196,600
2 Q4 x% @7 `" r: F | 2.3
$ D! b* \1 y( F& `- t | 48,200 4 l2 \" [! v# T; N
| 31.4 9 r1 J% N( {6 Z+ M+ z( s! _. Q
| -1.0 9 ^7 O/ ?" [3 x! u7 m
| -0.4 O; C' r! ^, C$ |$ \! I3 R
| 31.6
+ T/ A% ^- }$ R8 | | Toronto
1 p* O [0 p) q \) j | 466,600
1 f- \1 H7 E- Y9 V | 5.0
% ?% }) S9 u7 e) F, ]" J y+ z | 101,100 $ S1 P# K0 E; b9 r" C& i7 R+ x8 J
| 47.2
5 p5 ~8 V' A9 i | -3.0
1 q! q$ T' n4 h5 T+ A | -0.1 2 W( v9 |# D( @8 G6 m: Z
| 48.2
. E5 u/ O" b: X. X% C | Montreal % k6 P( m% p: A9 g) A' G
| 271,100
+ F- d9 x8 a& Q& @% r2 [ | 11.8 7 W" Q/ T0 ~( r8 C+ g+ F
| 61,600
+ ~- O; \$ ?5 g' m( W | 41.7
7 P& d& Q5 F! U8 l6 @ | -1.3
4 r+ T# [* Y- W3 Q) i) ^2 m. O4 l1 {+ t) m/ ] | 2.2
6 p! V4 G4 m* c5 X# m* k( h | 36.9
4 _& n) u. z; j | Vancouver * W" C v: [5 D: t- Y: A
| 672,500 / Q P3 ` c* C& `
| 9.7 4 L: p. K [* Q' e9 s8 l/ p
| 131,600
' v0 @6 w' H; k7 a9 Q+ Z( h% I; d | 68.8 3 \) }3 d) q* n! {
| -5.4
1 L7 d+ [- `6 E0 b) R | 2.4
% m, H4 ^# q1 S" c | 57.3 , X0 N" U n7 ?; ~7 f
| Ottawa
) x2 N- R. ]' v- y; W4 v | 340,800
* M& w. u7 h# L2 ? } | 3.4
8 i! t6 F e/ N( o6 G | 81,800 : S4 d4 X! Q; G/ G R
| 38.2
) r& h$ K% E; o0 N0 v; E | -2.9 & _& Z& D# N4 f. f3 g
| -0.5 4 k& U5 L/ {5 ^$ J
| 36.6
9 c0 b% b5 }" e% U6 M+ s | Calgary $ A8 r0 ?# _' G. A7 q+ G
| 412,700 / ?! I6 t4 s8 T. z
| 2.7
0 G; E+ Z G, \2 \3 H | 85,00
8 V" R& N) l6 X | 37.1
6 |- q! I# {" [4 y& W; U | -2.0 5 T" r H1 w9 N# {1 R! ~
| -1.5 8 N4 u4 d" T+ n5 J6 Z; p
| 39.9 8 H8 \7 R* i3 b/ ~! G0 T3 V8 C
| Edmonton % x. J- L. Y% k' {7 \/ s
| 322,900
% Z7 {! h. r/ s) T: @ | 5.4
4 v7 K. T7 R4 f | 72,900 l& E- ?8 q8 T) h3 q! }1 X9 T! u
| 32.7 ; F x' a( Y) _; @- u2 |0 n
| -2.0 * E$ v& N( v8 K3 Y2 u) C
| -0.5
# {- {4 n! N L6 e4 _" S | 33.9
/ Y* v+ |) W. r8 }+ u! _ | , }: \, i+ v( x; a* l: k
0 _6 |- x1 a- w" ]" H# C9 P
Source: RBC November 2010. The measures are based on a 25% down payment, a 25-year mortgage loan at a five-year fixed rate and are estimated on a quarterly basis for each province and for Montreal, Toronto, Ottawa, Calgary, Edmonton and Vancouver-metropolitan areas. The measures use household income rather than family income to account for the growing number of unattached individuals in the housing market. The higher the measure, the more difficult it is to afford a house. a6 B# i. X; `1 \: N* f
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