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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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6 V: S5 H) [3 p6 k. c% EWhat kind of account did you have in your mind?# w3 ]1 N) A; I
你想开哪种帐户? 6 g* I8 E, Q! Q4 g+ ]! \

; E8 ^$ |2 ~2 _- I' NDo you like to open a current account?
! x+ n% Z9 D- s3 |* ]1 ^你想开一个活期存款帐户吗?
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A deposit or current account?
9 l: p4 J8 R: J& ?1 C# ]1 G3 y  W定期还是活期?
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Please tell me how you would like to deposit your money.% q  K" E5 a0 z$ W; g
请告诉我你想存何种户头? & m" m- Z& A, K8 p& U! s
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There's a service charge for the checking account but no charge for the savings." {, O2 Y6 w2 s. @, ~5 b0 s, t6 X
支票户头要收服务费,现金户头不收。 9 X5 L) ~& b  P+ Q1 O

. X2 X" D, V- V# g! COur minimum deposit for a savings account is 100 dollars.
0 R& M6 C; q9 Y  s! l; i* |& d我们储蓄存款的最低存款额是100美圆。 + c0 E% M4 L9 L& U+ P

( f4 V8 w, k) J9 n- dFive yuan is the minimum original deposit.
# l3 X; `8 `: O& ?. f4 M最低起存款额是5元。
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You can open a savings account at any time with an initial deposit of 50 dollars.' s8 }3 n, Z& @8 ?  K$ N
你可随时以50美圆的起存额开立储蓄帐户。 0 x) I5 w6 a  }- A% Y% D1 ]* A

1 s- O2 O. `/ `% V, u7 p9 WEven one yuan is all right.9 e$ I+ h7 m; Q# B) b. m
甚至一元也可以起存。
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.; _! ^' C  U. @( d. r
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。 * K5 ]: U) q/ q- ^& z, J. F
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I should like to open a current account.
3 v- ^3 T. q" l& H我想开一个活期存款帐户。 + Z' F- S- s) ~; f
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I need a checking account so that I can pay my bill.
: j# A4 ?5 n3 t+ A+ H* ]/ r9 N我需开个支票帐户,这样就能付帐。 * i5 ]; @6 K  i5 O
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We'd like to know how we open a checking-savings account.' C+ U7 w, C% z1 _* m9 F9 Q
我们想知道如何开一个支票储蓄帐户。 ) @& w4 ~3 h; F& K0 F2 a! G

. l0 {0 b% e3 f, ~1 U( }" VI have a checking account here.
  q- q" v6 N" n4 G' o我在这里有一个支票存款帐户。 4 L3 z9 Q# m2 j, ~' B9 b

7 a* o( A6 g1 W- K8 b' wI think I'd like a deposit account., r) G3 p5 v7 w
我想要开个定期存款帐户。 4 r1 O& K% X( G

/ n" H) N* V. Z; bCan I open a current account here?
7 Z+ c5 }1 m* A( U/ L我能否在这儿开个活期存款帐户? 5 y) j9 U. b( s1 k# b- P* T
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I want to open a deposit account with you.8 i; f; [! b* B8 f6 M0 t
我要开个储蓄帐户。
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I'd like to open a deposit account with you.9 F7 L- p% |# F% E
我想在你们这儿开个定期存款帐户。
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9 @3 q& e+ a8 G! L0 C4 V$ ICould you tell me the difference between a savings account and a checking account?
  d# E$ |/ k" ~" R0 I: s请告诉我储蓄存款与支票存款的区别好吗?
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2 p) @0 h0 Y4 s" w  X! WPlease tell me the procedure for opening a savings account.8 o. K1 c" `0 f& t- i
请告诉我开个储蓄帐户需要什么手续。
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Will 100 yuan be enough for a minimum deposit?
9 ~; k9 v+ `! C5 I100元作最低存款额够吗?
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: E3 ]- ^* P" X. R; V$ }3 fI'd like to know whether a 200 yuan deposit will be enough for opening a checking account.' i: g- Z% W& t2 ~- M
我想知道开一个支票帐户200元存款是否够。 0 s1 _1 h- k, u
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Could you tell me how to operate this account?
+ {" z# V9 w- ?: u% }3 C请告诉我如何经管这个帐户好吗?
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Is there any minimum for the first deposit?
; y* Z! e4 i( Q3 ?6 t第一次储蓄有最低限额吗?
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( r% U5 M, B$ o: yHow much does each account cost?
# @3 q; l/ ^+ \  ]; u每个帐户要花多少钱?9 l, g& j! V/ ^( ^1 w
 
, ~. Q* a( I2 I. i9 z; ?Useful Phrases
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* y& \1 A1 {2 a4 S  e, A' {current deposit, current account 活期存款8 p; P2 e$ L+ k. ?! ]
fixed deposit, fixed account 定期存款7 z) g, |" m$ h% z) q1 {
fixed deposit by installments 零存整取3 ^- ?/ M0 y* F& \, f
joint account 联名存款帐户0 e" a  _. r: L5 |6 D+ x
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款
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% b3 f# ], c/ H: V$ uHow much do you want to deposit with us?3 o! Y/ N9 v$ b8 C7 N1 x
你想在我们这存多少?
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How much do you wish to pay into your account?1 w: t* C9 N7 V$ a4 C  o4 r3 o
你希望在你的户头上存多少?% N* a/ [/ T: R8 r& a3 d# ^% c

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How much money do you plan to keep in your account on a regular basis?
* y: i" k+ K3 J7 K" Q你计划在你的户头上定期存放多少钱?
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0 _' X8 b( O! S6 zHow much cash do you plan to deposit in your account?
1 O0 z1 K5 z7 \8 g4 c$ R你有多少钱要存入呢?
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- }; ]5 l/ J- y3 dI think you may deposit your money with the bank, or leave it here for temporary safe-keeping., ^8 h8 ~  e$ J
我认为你可把钱存入银行,或留在银行暂保管起来。
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5 A/ q& l8 m! P$ Q# `3 RWould you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?9 C  B9 g- }) w# e
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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I want to deposit 300 yuan in my account.
" l  \8 `& y3 t; [. g我想在我的户头上存300元。' b8 ~9 V" }( n' Y5 J- ~

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, _) R4 B6 Z0 Z) B& FI want to deposit these cheques in my account.
& j+ L- A# g& b5 @% M4 f; Z( ~我想把这些支票存在我的户头上。
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, m& k# Y2 w! O3 j/ W( \9 |1 G: c4 i% KI'd like to pay 200 yuan into my deposit account.
7 ?+ R1 K) a; L+ S1 l& ^8 D我想在在我的定期存款户头上存200元。9 d3 c8 j+ B# g& u" I* D

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. w, [( Q, j8 |- A3 A, J& S8 x4 II want to deposit my paycheck.- t- I% C9 n0 U* k  K+ `9 @
我想存入我的工资支票。3 {; T1 z2 g; n0 N

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0 ]1 E- N: L" V( y* UI'd like to know whether I can cash a cheque here.4 ]9 }9 v* c4 F% L! p8 Q0 D
我想知道我能否在这兑换支票。( @/ k3 _* S6 G4 e& J5 ~

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1 r0 f5 r; I6 Y* K: R9 xWill you please cash this traveler's cheque?: u* ^' ^5 Y# x& |% o: b) W8 E- E
请兑现这张旅行支票好吗?! }. g. ^% P* u. J6 F+ U: s/ Q: V6 V5 X
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4 M% ~3 o& U6 {I'd like to cash this money order.
5 A9 W" j. y; A- T我想兑现这张汇款单。4 F5 v3 N! l  f  U$ ?% o- Y
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I want to cash the balance of a traveler's letter of credit.
5 H. r3 j; B* t6 \" K' W7 R我要把旅行信用证的结余兑现。
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Will you please tell me whether you charge for cheques?; F7 A  G" i$ u8 y  Y' b
请告诉我兑换支票收手续费吗?7 A, G& h  z) x) j
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Could you tell me how much the checks cost?
/ `5 z; I4 S4 b+ S7 g# \) o" E$ s请告诉我这些支票要花多少钱?
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' z5 ~9 T) Y5 ^2 @. xWhat if I overdraw?; d$ Y7 t2 p# b3 f% d* m( f' B
如果透支了怎么办?
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Please sign your name on the bottom line if you want to cash the check.; _: B- Y" a2 `9 B' D0 Q
如果想兑支票,请在底线上签名。# w* y' \. T8 Q

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Please write your account number on the back of the check.! q: y- U4 }% V/ I3 w
请在支票背面写上你的帐号。/ j: p  q  z+ W0 {5 N

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We honored the check as the overdraft was only 5 yuan.
$ u6 i$ d7 k2 x5 o" n我们承兑这张支票的透支额只有5元。3 L8 I& i4 O, ?. @

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Please endorse the cheque.
: }% [9 ~( ]  W1 j请背签这张支票。- `4 S; u1 K% N" \
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0 |& Y7 a- O4 K% q8 BThe traveler's checks cost 1.5% of the total amount of purchase., X3 V" s0 Q' d
旅行支票手续费是购买总额的1.5%。$ @: t+ K) @0 h
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. B" ^$ Z- k8 k7 [3 LHere's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
  \+ R  ]. \$ s; d这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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Each cheque you write will cost 2 dollars.
" `5 O0 _! r1 ^你每开一张支票将花2美圆。1 ~! g4 y9 A  S( i+ R$ J
 
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  m9 ]5 D, q, v4 A% i; G4 {
( ~1 F) h" \8 [3 [Useful Words and Phrases
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account number 帐目编号
) J# m+ \7 l3 g; X' |depositor 存户
  q$ t, a" \. `% c% B8 b: cpay-in slip 存款单
/ L) Z* j2 n) S) Da deposit form 存款单
1 G* n/ D( V7 i8 m2 xa banding machine 自动存取机5 K5 w/ N/ ~, ~9 f0 K
to deposit 存款
! j2 W; y+ z( r: C( z5 z0 Ldeposit receipt 存款收据- A1 R4 C+ y3 B* b
private deposits 私人存款0 L; z6 `8 N( ^: j. g# v; {( L
certificate of deposit 存单$ O4 R& ~% x* ?; B9 w. M
deposit book, passbook 存折8 [! ~( |: I) Z4 X- p% r
credit card 信用卡
2 ]' l  r: T# d) c2 t( rprincipal 本金
2 O" @: T% B! x) m( K+ @% goverdraft, overdraw 透支4 I4 V. a7 ~2 I
to counter sign 双签
  z  T/ m; s  }, [6 [3 u5 \to endorse 背书  K/ P0 t- A" _3 k% Y9 p
endorser 背书人
: S1 H3 d( `7 F7 c  w7 [to cash 兑现6 n) x1 q3 t$ @4 @
to honor a cheque 兑付
$ T/ T/ b6 r0 ^0 s/ ]to dishonor a cheque 拒付
  Y- w3 j; d' a- Q- I) l+ W) bto suspend payment 止付, V: u  J& q+ L9 L% _
cheque,check 支票
: j- H* Y, b% p! z% x4 f$ }cheque book 支票本" W& p. P, U& v8 y( G" R* O) r
order cheque 记名支票
# V9 _1 O7 v; ^: g) w2 w" J1 v# pbearer cheque 不记名支票
4 |- p: R4 p$ I, l. z6 y) R" B4 s) vcrossed cheque 横线支票; k+ J+ e8 P3 h) Z
blank cheque 空白支票- ^9 j! n3 Z" r$ ~
rubber cheque 空头支票* b! v0 P& i2 V# E. X
cheque stub, counterfoil 票根1 ^& h9 S' c' D: f
cash cheque 现金支票- t8 W3 _( \* s. n) S
traveler's cheque 旅行支票
7 v; v  w8 C/ z2 r& Kcheque for transfer 转帐支票
, r7 K( {% O; g. e' z1 Ooutstanding cheque 未付支票4 ^  E/ `2 p. F* y  l( L
canceled cheque 已付支票7 X7 K' l! `4 Y, {. T, r# p
forged cheque 伪支票
) w! u: e2 b7 ]: `$ ]2 Q8 YBandar's note 庄票,银票
理袁律师事务所
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.
* J- K0 P* P+ H# {5 q4 s1 X我想知道一下我是否能提取存款来支付天津购物的费用。
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I want to withdraw 200 dollars from my deposit account.! [; H2 C: M2 ]9 k9 G/ Q# ?5 f
我要从我的定期存款中支取200美圆。% J, d, u. J. A" L
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0 x7 Y7 O+ v7 d, R% n" mI want to close my account with you.4 {% c8 k) p  i7 B, `
我想结束在你们这儿的帐户。+ T" t4 H/ d3 M$ ]
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' k& X; U+ k6 |1 ?' Q/ UI'd like to draw 100 yuan against this letter of credit.- v  P+ f8 e/ i' C# z$ ?
我想从这份信用证上提款100元。
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9 S+ H4 o5 E) r& P* WMay I draw money against the letter of credit here?8 O$ u1 h2 t  L% ]
我可以在这儿用这份信用证取钱吗?: o+ H* m/ f" o- K3 n# e

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Could you tell me my balance?- b, ?2 V, K* I- I) B# k
能否把存款结余金额告诉我?
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Please let me know my balance.& ~9 K! j! F' L+ p2 Y
请告诉我结余金额。4 i/ E8 _+ Z* q* Y- u+ @8 ~. P* @
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I think you can draw on this account by cheque in payment of goods.
% p3 m' x3 G7 f- }) ?& Z# P, }我以为你可用支票提款支付购物费用。
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# c7 T) q: O( X' V' c1 oYour balance at the bank is 300 yuan.5 u( Z- @' F. l( k7 Z4 T5 K
你在本行的结余是300元。
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Your deposit is exhausted.. u. ]+ L8 F+ O( `- r0 C  [+ _
你的存款支净了。
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Your letter of credit is used up.) v: [8 O5 G" k
你的信用证用完了。; }# y' Z3 o/ `8 r( @
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5 ]: ^' T3 A2 i% N6 T* WPlease tell me how you wish to draw your money.
/ b0 Y1 O5 H0 F+ b' d请告诉我你希望怎样支款。
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Fill our a withdrawal form, please.! Z! N! Z* ?3 T8 S8 x7 X/ u  g
请填写取款单。: T0 t" I$ A- l

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The letter of credit is exhausted.
: l1 ?, b+ n& u. A& ]信用证上的款子已提清。1 q- _8 o: V: X$ v
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& I8 r( L0 W4 l3 SThe letter at Counter 6 will pay you against your number slip.8 ^% i& H" k, K8 J( G
六号柜台的出纳员将根据你的号码牌付给你钱。 2 B: E' Z3 a- J9 K! y0 U( U
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% j* _0 _4 R  k0 b4 r$ P) B8 y7 fUseful Words and Phrases 0 E$ B) v3 z/ x! q

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to close an account, to clear an account 结清  F9 ~/ h# L4 g0 N* v( ]
to draw money 取款
: n! p; q$ L8 z0 y. d* Q7 fdrawing-out slip 取款单5 I4 e# l! _5 a- F5 G4 x
the number slip 号码牌
, g( u/ W" m2 S3 Ua withdrawal form 取款单; A/ {7 B! u1 q! s3 V
to fill in the receipt in duplicate 一式两份填这张收据
) u7 ^" B. e- t5 U! S- |; qteller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表1 d3 n, e, o7 k5 X0 Q
好,已收藏!

- ?8 y  M9 G; s" s  t' R7 A" g$ ]1 uMe too.
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发表于 2006-2-18 01:23 | 显示全部楼层

5 l& a% G& \/ @5 n: b- P7 g2 K
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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