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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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1 E; U+ [9 G) WWhat kind of account did you have in your mind?& u& K1 k' o1 A: o5 r( ]
你想开哪种帐户? 3 i/ R/ n5 T, Q+ z: U
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Do you like to open a current account?
8 u& E+ |1 O9 o" K你想开一个活期存款帐户吗? 9 d2 n: _# @4 Y& B; {; a2 @# u

5 F: g/ Q  i3 z4 g0 Q& o) yA deposit or current account?+ H* G8 e( h6 L! Y( b% J, M, ]$ b
定期还是活期? / V8 A. ?, a/ W, x! P* _: z

3 n" A$ i: G; u5 |7 Y, W+ ^* UPlease tell me how you would like to deposit your money.% b. C2 b. o, E! H- V/ \& c" M
请告诉我你想存何种户头?
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There's a service charge for the checking account but no charge for the savings.
- r8 Q" _7 f4 T; `7 U; D支票户头要收服务费,现金户头不收。 6 z4 C+ r: t% S4 b0 V3 g* ~9 F

) C1 ~+ f" J: a0 ~, f& n/ LOur minimum deposit for a savings account is 100 dollars.
* g+ ~3 p( M/ `! Z  \我们储蓄存款的最低存款额是100美圆。 # u7 k1 J/ Q+ m% m
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Five yuan is the minimum original deposit.
9 C" Y0 K. i$ `$ K  O( N' k# W最低起存款额是5元。
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You can open a savings account at any time with an initial deposit of 50 dollars.9 U4 f  M( }% U. {* t& e+ \
你可随时以50美圆的起存额开立储蓄帐户。
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9 ?" F" t& l+ @Even one yuan is all right.3 z3 W9 ?. R5 e- A( V3 s( ]3 Y/ \
甚至一元也可以起存。 ; l1 ?2 B$ g! T7 A* R1 M/ `
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
/ o' n- m; R* k2 G4 W. Z4 ]+ p6 T8 p这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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* m: h) K' V9 |- z# C8 rI should like to open a current account.
" Y$ d) `0 _! S2 m0 K  T# B. f+ _我想开一个活期存款帐户。 ! i8 I$ P  J& q/ l0 N: ]9 i' a
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I need a checking account so that I can pay my bill.4 d; `3 M8 |0 d1 P' {
我需开个支票帐户,这样就能付帐。 6 w: S3 L3 Q& |. Y( L2 f
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We'd like to know how we open a checking-savings account., b9 B2 K5 \0 Y( G6 L3 }
我们想知道如何开一个支票储蓄帐户。
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( ]9 J8 q$ W6 ]% H! |I have a checking account here.
0 R$ T3 n4 j6 X* |1 b5 c我在这里有一个支票存款帐户。 ' R, j- {9 T+ c$ i4 h( q" G" c
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I think I'd like a deposit account.! r1 \9 e2 r% N8 }7 n
我想要开个定期存款帐户。 5 G- u- A7 O4 k# f
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Can I open a current account here?% ]% `6 G' W. W" S- A
我能否在这儿开个活期存款帐户? $ n% K* `  N6 Z* R6 i

. `" e9 n0 K/ T: \I want to open a deposit account with you.
  T6 C/ P; \: Z9 l! X我要开个储蓄帐户。
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I'd like to open a deposit account with you.; g7 @! ]4 X$ y4 K, v  H
我想在你们这儿开个定期存款帐户。
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Could you tell me the difference between a savings account and a checking account?
" a" }: ?0 s# w; \5 R请告诉我储蓄存款与支票存款的区别好吗?
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* i3 ~" T) z1 }+ a0 e8 H9 bPlease tell me the procedure for opening a savings account.! D' b6 e3 D6 t) t/ v* U
请告诉我开个储蓄帐户需要什么手续。 " Q% ^7 T  z! K5 k
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Will 100 yuan be enough for a minimum deposit?' t) p& p1 D5 T% W3 v8 Y% a5 b4 I
100元作最低存款额够吗? * G7 s% U* y( c# |2 r3 O; \

/ Y' _  N" H% w4 N/ {& mI'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
5 N7 \& r5 h, a5 M我想知道开一个支票帐户200元存款是否够。 $ ^0 ?( I% m0 A
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Could you tell me how to operate this account?' m, s* |0 C* m2 z! J
请告诉我如何经管这个帐户好吗? ' F! ]" n( l) U- @; G! {
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Is there any minimum for the first deposit?
# @, x# ?& J# r3 G  C9 Q+ [5 C第一次储蓄有最低限额吗?
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. k- _/ M! h# p3 }: F) Z4 o% [How much does each account cost?. ^7 z  q8 U7 I; F, v
每个帐户要花多少钱?
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Useful Phrases * K, \- O$ ]$ x) y; w! `/ {6 n. C

5 d' l( [3 L3 y2 j0 v' Q$ v' kcurrent deposit, current account 活期存款
8 ~. ~/ P6 \4 T6 c0 A, gfixed deposit, fixed account 定期存款% C/ D" d( @- `' Q" ]9 h
fixed deposit by installments 零存整取
! }+ Q1 [; Q- H5 G* x+ ^6 R4 O0 r& Hjoint account 联名存款帐户+ Q# |+ K1 \9 k" y! `/ D5 [& k
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款0 O6 P& H* V# o" H: ]% t: y

4 U2 g7 q; E7 H7 C4 D1 S" AHow much do you want to deposit with us?. c  ^0 X5 j% w" @+ x9 ~* h- M
你想在我们这存多少? 1 ~& v  D$ E7 o

& R. a% l8 R1 U' {How much do you wish to pay into your account?8 z- J. T4 j6 V1 V0 p3 E1 h+ m
你希望在你的户头上存多少?
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, }2 V- P3 D' o$ T6 aHow much money do you plan to keep in your account on a regular basis?' o" ~1 ?/ Z/ H# F' N1 R4 B
你计划在你的户头上定期存放多少钱?
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" q( B" P; o* W" }* \- P/ eHow much cash do you plan to deposit in your account?$ d9 Z$ Q" g# O& P% q' \. b
你有多少钱要存入呢?
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I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.7 y" }- V1 [, ^( M! E5 H' @
我认为你可把钱存入银行,或留在银行暂保管起来。
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, E* }% E4 I6 v1 q; UWould you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?# A" B6 J6 I( g
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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I want to deposit 300 yuan in my account.+ s" I% \; m( P* r
我想在我的户头上存300元。
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: x2 k$ h/ |$ y6 s0 [I want to deposit these cheques in my account.
4 A$ H4 N2 Z8 t" U: b我想把这些支票存在我的户头上。
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1 @) ]# }  W, X: X! PI'd like to pay 200 yuan into my deposit account.
1 d% k7 Z  w. U: M1 `/ ^我想在在我的定期存款户头上存200元。! n: R2 B/ I9 t9 G1 p8 T) A

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9 |! q* H0 Z- s- E( G9 d* lI want to deposit my paycheck.+ n0 l9 _# f9 q2 H2 R
我想存入我的工资支票。! P5 ^( A$ v$ C5 s. h

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8 @# Q; `) j- g8 o2 u4 b, x0 RI'd like to know whether I can cash a cheque here.
* H3 y4 ^( `# l6 f2 W我想知道我能否在这兑换支票。
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Will you please cash this traveler's cheque?
* o& [: ?- o! z* C6 ^' M* v请兑现这张旅行支票好吗?" {9 I4 l2 V/ ]" a0 A9 r$ B
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I'd like to cash this money order." f6 B7 p, p# L
我想兑现这张汇款单。
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. ]1 @. s. n( Y8 w0 }I want to cash the balance of a traveler's letter of credit.( T2 O7 t  F3 {
我要把旅行信用证的结余兑现。& T9 \" k' m: U- C% E" @
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7 p" \; I& j0 l; d* Z& RWill you please tell me whether you charge for cheques?0 W- [; d- U: x' [& y. k
请告诉我兑换支票收手续费吗?
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$ Q# ?' J' S$ S. c3 DCould you tell me how much the checks cost?' Y5 O& I) ]8 i  v6 I* [5 z
请告诉我这些支票要花多少钱?
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! O0 B+ K- l: R- U& j) iWhat if I overdraw?
! d% Z" t6 t( X/ i, @如果透支了怎么办?0 w3 \5 y+ W0 v4 c

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! p) K' _: N) U* k" l+ ?5 FPlease sign your name on the bottom line if you want to cash the check.
+ `: ~' q; L. v4 z1 t6 o6 C; |如果想兑支票,请在底线上签名。0 {6 j' o3 F3 ]+ ^2 q! i; |0 \
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Please write your account number on the back of the check.
; @3 Z, _' w3 V; n& d2 }, r请在支票背面写上你的帐号。
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. B7 R; v2 [/ V# l, h1 c- d# rWe honored the check as the overdraft was only 5 yuan.0 a( r4 `8 [9 j. W2 {, {
我们承兑这张支票的透支额只有5元。
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Please endorse the cheque.
3 \& ~+ i5 v: {( a  S2 s请背签这张支票。
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The traveler's checks cost 1.5% of the total amount of purchase.7 v: h) ?8 U+ a
旅行支票手续费是购买总额的1.5%。
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Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
& n- G" k1 |1 _* c这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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Each cheque you write will cost 2 dollars.4 f! u: Z1 j! p1 V* _
你每开一张支票将花2美圆。
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Useful Words and Phrases
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/ W) `7 i& Y" D# Faccount number 帐目编号
* H* O- E* ~: z0 hdepositor 存户4 I: h) T7 c$ U9 Q0 @( |6 U
pay-in slip 存款单
7 i2 @( L/ l1 w& U! ~a deposit form 存款单
% z$ Q+ h, x0 w4 k5 ga banding machine 自动存取机
1 P) }3 n/ P, I1 i, x1 V0 sto deposit 存款( J; g. c; b( y; `1 x+ v
deposit receipt 存款收据
1 h% C, c5 A% `/ cprivate deposits 私人存款, o$ J/ U1 V- M) j. D; l
certificate of deposit 存单
; y& B$ i* B7 H2 fdeposit book, passbook 存折! v" s7 Y) v3 p4 f: H- S( R
credit card 信用卡! K/ X4 `6 ~7 C2 _) ~1 T
principal 本金
+ I1 t3 s0 q9 Q( b3 m+ e5 _overdraft, overdraw 透支) d* i4 w1 e6 v/ U
to counter sign 双签+ P3 H4 g. N, V  h5 X/ r4 c3 t5 G8 V
to endorse 背书
) u  D6 r( y2 U4 W* `3 eendorser 背书人
' U3 T, c4 R+ R! T+ hto cash 兑现
1 t% Y: a. B* M" p# a" m* E$ yto honor a cheque 兑付
& ~3 t* G6 z5 b* e7 p% [/ Y$ B) _to dishonor a cheque 拒付5 {( Z3 k  C5 H: ?+ ]
to suspend payment 止付! |+ g; @% _9 y1 _
cheque,check 支票
  I# T9 _' B9 u5 f* n4 |$ q5 Mcheque book 支票本
  v% m+ E' X- Y# V' G. y( xorder cheque 记名支票
1 ^& A' T, D1 [) s# ~2 h8 Hbearer cheque 不记名支票
/ U# k( R3 \; n: u; a- Dcrossed cheque 横线支票  N8 T' F. ]* A! t& s
blank cheque 空白支票
- U. m+ ^% ^( F# Wrubber cheque 空头支票
) x  C. i- z* v0 \: ^cheque stub, counterfoil 票根0 M  Y( [) K$ E; D8 H& B6 p) M% O$ U+ _0 r
cash cheque 现金支票
4 _# z" W8 X2 z3 Ltraveler's cheque 旅行支票
# i. g" a( u& W$ [- y7 L4 Q9 scheque for transfer 转帐支票0 d  ?& ~- @. h
outstanding cheque 未付支票, G8 O3 g" ~) l  O4 W1 M1 X
canceled cheque 已付支票7 x( Y7 y5 Z) y7 N
forged cheque 伪支票9 n% p7 ^% r) p" Q8 J! G
Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余+ k$ N+ G" h* @

  q6 U$ m* G/ k. ~" h/ EI'd like to know if I can draw on my account for payment of things I buy in Tianjin.
! W: {+ N3 z  q" i我想知道一下我是否能提取存款来支付天津购物的费用。
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I want to withdraw 200 dollars from my deposit account.
0 N1 n1 x$ ]( w( V我要从我的定期存款中支取200美圆。
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( x4 v0 O; s" sI want to close my account with you.: A  F2 ~" V; [4 r! }- f
我想结束在你们这儿的帐户。; ~/ ~" r$ [  e) `/ h# Y& k
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I'd like to draw 100 yuan against this letter of credit.7 c/ b* Q+ H3 N) ?' |5 g" N
我想从这份信用证上提款100元。0 r. V0 ]7 d$ I$ B  R; f
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. h- R' e9 Z* P) `) w4 x' UMay I draw money against the letter of credit here?& n! X' a3 z& c6 `: b
我可以在这儿用这份信用证取钱吗?. d/ f. A& }: a+ f: k7 ]

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. O# l7 H1 n# h$ k/ P+ R- S6 SCould you tell me my balance?6 m# m+ S$ @9 @: k% a
能否把存款结余金额告诉我?/ _& |- u7 X/ l4 i

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Please let me know my balance.4 t4 s. Y- m8 u; v& W. D- L
请告诉我结余金额。, G0 b$ W7 c1 Z4 |3 U" G
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I think you can draw on this account by cheque in payment of goods.# A$ P+ y7 z( e7 Z# |5 c
我以为你可用支票提款支付购物费用。
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0 P. l; p" Z- z' A% VYour balance at the bank is 300 yuan.
& H! p7 p% T& P+ |2 g你在本行的结余是300元。
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! f  D9 b0 E2 k" I( pYour deposit is exhausted.: W8 [) f4 w' w" Y: y
你的存款支净了。
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. T5 g# h4 @9 z. ]8 ]' o( x" A( s2 eYour letter of credit is used up.
; i2 p1 L2 Y0 s你的信用证用完了。
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7 m+ I0 {; L5 T" o2 L( [7 [Please tell me how you wish to draw your money.# G  D3 y4 s4 y1 I% R6 V
请告诉我你希望怎样支款。
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Fill our a withdrawal form, please.+ X' ~" C/ B2 O: q% w( \" b( Q; ]1 Y
请填写取款单。, I0 x  h  ^4 V. b. t
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The letter of credit is exhausted." C5 \# G8 b" d
信用证上的款子已提清。
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, I; F6 D. d' ?8 b5 o: ~5 fThe letter at Counter 6 will pay you against your number slip.$ z1 J$ K7 Z5 q8 r% S$ L1 x' f
六号柜台的出纳员将根据你的号码牌付给你钱。 
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Useful Words and Phrases
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to close an account, to clear an account 结清
: @1 v; E& s% \% P4 Xto draw money 取款  r5 q7 Z" I9 h7 Q
drawing-out slip 取款单" W5 ^! N( f- o
the number slip 号码牌( v! ~' J: L( B9 F' u
a withdrawal form 取款单% L" Y7 c. O4 |- n
to fill in the receipt in duplicate 一式两份填这张收据; x1 U7 F" r0 g
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
. J% Q- a' S* v: R0 q好,已收藏!

5 V6 [& G# O6 F4 t8 hMe too.
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发表于 2006-2-18 01:23 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
& I, n( ^1 T4 n0 ~
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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