Rich and poor 5-point difference in philosophy (reprint)

wcqdyjerln · 发表于 2010-7-12 10:10

People are thought to property management fees, that the less the better. Less Residential property management fees, the lack of professional care, often living 5 years had a rags - to save a bit of property management fees, house space for the future revaluation of the whole was destroyed. This is the people, "penny wise and pound foolish" is one classic case. The poor, is too conservative. Rich and appropriate risk.
poor, a person to work hard. Rich, "team" work.
poor, "parrot." Rich, "dare to say no."
poor, "sheep character." Rich,abercrombie fitch hoodies, "Wolf character."
poor concentration details. The rich to pay attention to events.
financial advisor in my career nearly 20 years, who found success thinking, and thinking really have a lot of different people, but also because these differences in thinking, most people have not the least. Even more often, ordinary financial thinking, the concept appears a lot of errors, from repeated the baseless assertion - because the people around us rarely come into contact with those who truly successful, get a lot of "suggestions" and "guidance" from the majority of unsuccessful those who are - thinking wrong direction will not, so a lot of unnecessary long way to go.
richest areas since ancient times, often called house rules, house training, and only pass on their own children and grandchildren, not easy to spread out. We are now collected five rich family's home training, and people generally felt that the view is quite different - the rich people do extraordinary training, every word valuable, it makes sense. If you can learn it and practice it in action, you can take our own "wealth" road.
we are too conservative and appropriate risk

rich people seek an easy life, rich map challenge - these two very different attitude is obvious.
For example: to career development, the people inside big companies like to acting, more stable work environment; rich teach their children but do not mind the small business training, and even encouraged to own a small company's bold move.
another example: in order to select the bank's financial products, ordinary people will pick "capital preservation" program, feel that the return of 3% to 5% would have been satisfied; rich tend to love to take some risks, to purchase certain proportion of equity funds, earn more rewards, but also to take some risks. But "rich thinking" certainly would not buy the insurance fund, because they understand: "low-risk, low return is" - to ensure this, we can not have too much in return.
us a people rich by working hard
"team" work
In fact, people work very hard, or even harder than the rich, why do we all pay the same,chaussures nike shox, one rich and one did not. This difference comes from their "hard work" definition of the different interpretations:
people's hard work, a person to own, from morning to night, kept working.
rich man's "hard work" but consists of three aspects:
First of all, the team's hard work.
have the opportunity to become rich,chemise polo pas cher, have a habit of leading the team, especially in leading the sales team. Rich good at encouraging the team, we strive towards the same goal, to create good results. Good results come out, we all enjoy the commission, the Director or Manager not only get their commission, as well as the team's commission. Examples of this are many, such as real estate sales director, officer or manager of the team of insurance companies.
Second,christian louboutin shoes, the money of hard work.
have the opportunity to become rich, but also give his money to work hard, and this was very different people. The people's money, for fear of taking risks, are lying in the bank "sleep." The people's money is "lazy," no "output."
rich money each year to have at least 10% required return. Rich will be operating money, his money at the billionaire for his money when they sleep. For example: lend money to friends shop, but to charge reasonable interest on a loan, but also have collateral; or invest in property on the rental property appreciation while enjoying the rewards.
rich know how to use other people's money to make money for themselves. For example: rich in the hands of 70 million, he bought a suite, certainly not paid in full. He would buy two suites, from the bank by 70 to 80 million, so the money banks are making money for him. Habit of paying back the fully paid ordinary people do not like borrowing. Attitude in this respect, rich people and there is a big difference between the views.
Finally, is the rich man's own efforts.
rich man's efforts, in fact, the sum of all efforts to produce out of the effect is far more than the people of a person to. In my opinion, their efforts are often not rich like the people, but they are good at business,juicy couture sale, using other people's money and effort, the money for their own health.
we "just parroting the" haves "dare say"
there are many people "just parroting" the truth, some superstition,ed hardy tees, some parents myths, most of which are misleading. I want to cite the example below, the majority of people are "self-righteous right\
people are thought to property management fees, that as little as possible. Less Residential property management fees, due to lack of staff care, often living 5 years had a rags - to save a bit of property management fees, the future appreciation of the space the whole house was destroyed. This is the people, "penny wise and pound foolish," a classic case.
Case 2: buy insurance in the rate of return, return on a brain to buy.
many people are guilty of this fault, actually bought the insurance policy is a safety net for families, the most critical content of the policy is adequate protection for claims with a good reputation, agent services in place. In fact, insurance is not invested.
we are "sheep character"
rich is "Wolf character"
two young men, you know where they are 20 years later, which potential energy to become rich, which one is the general the people? In fact, from their guts the size of Qiaochu point looks.
rich small courageous, a lot of new things he will try, others do not dry his shop and go. For example: company plans to open up western markets, to send cadres to Lanzhou and Chengdu dry on the 2034, the future of rich man will not hesitate, even volunteered. Most people are unwilling to leave Beijing, Shanghai head office, consider a long time, been reluctant to action.
courageous, natural opportunities; timid, opportunities become scarce. You say, which one will be much easier?
people flock character is clear: he will follow the public mind to go, not alone emerge first, not to try anything new; he was afraid of failure, afraid of people joke that he would wait until most people agree with him view until after the shop and go, so that his success can only be general.
Case 1: The recent explosive purchase funds in the bank example, the wolf character in the net equity funds have already bought up 1.30 yuan; flock of character only when the final purchase until 2.30 yuan. "Wolf" has been making money, and the "sheep" buy when the price has been relatively high, it might lead to the loss.
Case 2: The hot real estate in China, the Wenzhou people in Shanghai, Beijing began a large-scale purchase of property, although the Shanghai and Beijing is not their home, but they are not afraid of risk. In contrast the majority of Shanghai and Peking Man, buy a house often limited to the city they live, let some other regions of the appreciation of the many opportunities.
This is the character of people flock to work in a typical performance: a friend to wait until the first action around, with a successful experience, will follow. However, as most people rich friends are not many around, so buying a house in the field of this experience, almost.
we concentrate on the rich attention to detail
event
ordinary people in daily consumption, will be the habit of trying to chop in half an hour bargain, saving time by a little money - penny wise. Bank account, they might just keep the 20 to 30 million in cash - just lying on the bank, received little interest.
"penny wise and pound foolish" - is a true portrayal of ordinary people. 300,000 yuan deposits, if required annual return rate of only 10% of the profits of the year is 30,000 yuan output. Domestic environment, to an annual rate of return of 10% is not difficult - at least bargain in order to save awkward than the much more every day.
people do not care about world affairs, just looked down at his small matter of days; future social change, he could not foresee, but to keep a sigh: the world is changing fast.
rich contrary: like to watch big things, the changes in the future, his vision already prepared to adapt very well; will not see the opportunity to use someone else for the time being, a great fishing.
example, two years ago, rich people have felt that the yuan will appreciate in time to have some of their U.S. dollars into the hands of, to avoid a full 5% ~ 10% of the exchange rate losses.
contrast, the people, has never had such foresight of "sensitive" every year and the depreciation of the dollar hands helplessly watched, and even shouted - but what for? Basically because we do not have the ability to observe the macro-economic trends.

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