优选标准:# Y: n* g. z2 E% G4 z: ~
1、消费返点,例如:0.5% or 1% or 2% and so on. 2 t: C( i' v, K" f8 ]4 ]: J2、免年费,超期利率等basic conditions.7 O8 @% T3 F2 g' V i4 U9 F
3、信用额度credit limit, 贷款优惠等。" |4 r, }7 @1 |# s( n, T. p
MBNA Smart Cash: 4 s8 Y8 c2 }! ]; o2 ^7 L& ^9 o# P& P7 m7 |6 V& w7 I
5% on gas and grocery for the first 6 months (3% after that); ' D0 W3 p( `! m9 k4 i( C1% on any other purchases.