本帖最后由 chiau 于 2009-6-24 23:34 编辑 ' O. [7 h h' t+ S' H) G . C( T. L3 S6 s7 T/ q5 O% \After payoff of my mortgage, what will happen ? and what should I do? 多谢!
Celerbrate ! 3 s0 J5 k+ f' f' H3 q8 I
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You can get a Home Equity Line of credit(HELOC) if you do have any plan to purchase anything else or a second house.
本帖最后由 甬江 于 2009-6-25 18:50 编辑 - m. L G1 Y2 M3 p* Y7 g0 v
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The bank will give you a letter. You need this letter to clear your land title. My lawyer did that for me, so I am not exactly sure where he did it, maybe city of Edmonton. BTW, you don't need a lawyer to do it. You can do it yourself.
谢谢4,6,7 楼的回复, 我确实收到了一封银行的信, 信上说“We are pleased to advise the registration of the discharge for the above mentioned HELOC/Mortgage has been forwarded to Land Title for Release of our Interest. Should you wish to obtain an updated copy of title, please contact your local Registry Agent in 3 to 6 weeks." 我还需要去政府的land title office办手续吗?是不是银行已经办完了?
我的理解是:银行已经向land title office发出release interest的文件,land title office收到后会在系统里更新,但政府不会主动寄证书给屋主(但系统已经显示正确)。若屋主想得到那张粉红色的land title证书,还是需要去land title office那里付很少手续费打印出来。, N; a& a/ M4 c3 C4 N5 f1 z7 ~; l
或者是各家银行不同,有的银行可以直接把新证书也代办了寄给屋主?+ ]" _! W9 m9 U: D; f2 `& S( F
建议楼主去电自己银行咨询是否会把证书也寄来?或者去电land title office咨询权威的答复。
我的理解是:银行已经向land title office发出release interest的文件,land title office收到后会在系统里更新,但政府不会主动寄证书给屋主(但系统已经显示正确)。若屋主想得到那张粉红色的land title证书,还是 ... * I, `: a1 R- R" i" R sweb_passenger 发表于 2009-6-25 23:15
Land Titles Office in Edmonton:6 i8 i& z C' l- l! Y
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John E. Brownlee Building ; r/ ^ E+ V V* t
10365-97 Street 4 E+ X! v, T- D aEdmonton, Alberta, Canada 6 a- P3 q8 i& u3 w6 P# }! FT5J 3W7* [0 A2 @0 K. {' B n$ j
2 w* m3 a! B' t/ z; kPhone: 780-427-2742% w5 X- x4 E1 S' J: k/ ?7 }) I
Fax: 780-422-42908 [: m4 c& f# _5 i/ y, N
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Hours of operation: ! u. X& O* {1 g% r7 Z, O2 W0 i8:15 a.m. - 4:00 p.m. Monday to Friday