original housing price = $100,000, downpayment =$20,000, mortgage = 80,000 , Y( \; s# W$ `4 T# C6 u$ I1 ~one year later, the housing is only worth $60,000, tell you $1.00 but must with the mortgage. Do you want it? _* @/ d( D/ N % @$ o: m8 w6 T. p/ t, N/ J" S) P# iNo way !!!