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 What to do if you are in a car accident
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Step1. If possible, stop your car in a safe and visible place. If a car & j9 v4 x' O+ w2 N2 k
cannot be moved, turn on the hazard lights. Turn off the! N" J$ A8 P; c8 _/ V. O
ignition. Be careful when exiting your car.
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Step2. Determine if anyone is injured. Do not move an injured person.
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+ Y+ C; L) Q$ z, I E6 P- YStep3. Call 911 for the police and ambulance (if needed) immediately.
3 E7 c; C: H4 _0 l3 ] Report any injuries.8 W6 C: _0 p# l
) b/ B _) `$ S2 S( T! w; ^Step4. If another vehicle is involved, get the car’s year, make, model & x: p$ K4 x9 o' G0 m# H
and license plate number; the driver’s name, address and license' y& P5 M1 Q- j/ Q
number; and the name of his or her insurance company. If the
* s8 N# m) {# F4 j/ v+ X- u5 X- t0 h driver does not own the car, get the name of the car’s owner.
2 p/ }! e# a" r5 D Write down names and addresses of other passengers or + f$ P, l. y+ ~1 q; i
witnesses. If you have a camera take pictures of the accident $ ^# ?# o: p' f) g
scene.. B1 a3 u# I( |; v( z
' _6 q# ~" m5 m) ?# IStep5. The police officer will give you a copy of the collision report.
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+ z; e) g z# J) A! |/ p5 I2 QStep6. Cooperate with the police, but do not admit guilt for the
9 M7 \' a; a0 z9 k accident in any way. You may be required to show proof of 0 e! U' ?: ]) v0 V- Q) S
insurance, but do not reveal how much coverage you have.' d1 C( F5 v* C: }
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Step7. Do not accept any money the other driver may offer. By
) g/ H* H( T$ |: e" |1 ]! P4 L# Q accepting money, you may give up your right to file a claim 0 W0 k* D: N& s8 n3 |2 k; W# l
against the other driver, even if the damages turn out to be6 @0 F% k8 g* p/ g- O" v* q
more extensive than you first thought.; m1 \* Z3 b1 D+ ^+ V: ~0 z
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Step8. Do not agree to forget about a minor accident. You may see
4 \% O% B9 {7 G4 j& K6 X later that there were hidden damages or injuries. The other' u, S! ? Q6 E8 c9 D w/ l" }
person may even file a lawsuit against you.3 ` H1 G1 V8 K- ?- S
5 K4 w) a- B: p9 b" NStep9. Write an account of what happened: time of day, weather, , W; S3 j" h; \; v7 k
hazards, road conditions and driving speed. Draw a picture of 1 }( Y8 Z, T' z# [! M8 G
the site, showing stop signs, signal lights, etc. Try to measure
9 n3 C4 U7 M) R) b9 D u skid marks and determine the point of impact. Note any damage6 m: a. {- I/ y
already on other cars involved. If a camera is available, take
& T$ k5 Y k9 q% g4 D pictures of the accident.
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Step10. Report the accident to your insurance agent or insurance
: @5 z; D5 Y( X t' t. @3 y) d+ U company as soon as possible. Call a lawyer Bruce King, to discuss
* ~5 v7 K7 R. m3 U$ n% a your accident.
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! a; }+ I/ B$ N; z& A# `, r4 R[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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