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 What to do if you are in a car accident$ n% Q' e" U" E( O; k5 d
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Step1. If possible, stop your car in a safe and visible place. If a car " X4 A, A0 O1 ?: E* Y3 n
cannot be moved, turn on the hazard lights. Turn off the/ s. x( K" K1 q* f2 [
ignition. Be careful when exiting your car.& ~' g4 A: Y( O/ F$ v; X) [
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Step2. Determine if anyone is injured. Do not move an injured person.# c( |. K/ C; ?# c7 k( d6 y. c
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Step3. Call 911 for the police and ambulance (if needed) immediately.
& L7 D Z# [* ]$ }9 _1 H Report any injuries.& Z+ e; `( r+ ~$ {
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Step4. If another vehicle is involved, get the car’s year, make, model ) ~- u) Y6 p. e% N0 n) p
and license plate number; the driver’s name, address and license
( s& Q8 T, Z k number; and the name of his or her insurance company. If the
, {7 s" ?/ W$ ` r j driver does not own the car, get the name of the car’s owner. 6 u4 s7 U0 h* h2 F
Write down names and addresses of other passengers or , m+ E8 E2 t; J/ O1 R
witnesses. If you have a camera take pictures of the accident
$ e" N. ^) S( W$ C scene.
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Step5. The police officer will give you a copy of the collision report.
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Step6. Cooperate with the police, but do not admit guilt for the 9 ^+ R$ K! l' A( e& B# o/ m5 x, B
accident in any way. You may be required to show proof of
6 P; i' e" }1 {8 i9 P- \; Z7 z insurance, but do not reveal how much coverage you have.* q2 d% b- n7 ?8 V- Z5 ^& J
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Step7. Do not accept any money the other driver may offer. By$ R5 `/ k8 ]8 _1 {' c* f5 w
accepting money, you may give up your right to file a claim
% Z+ k# m0 O/ F2 D$ j) P! c" G against the other driver, even if the damages turn out to be+ c1 r: L: S% a2 m% b
more extensive than you first thought.4 ~- Q" C: u8 A. \. i7 ]0 e
. `+ a0 j ], \0 ^) y% F6 B9 JStep8. Do not agree to forget about a minor accident. You may see
% o* _- z: ?/ J' }- N$ H; p later that there were hidden damages or injuries. The other1 c! G9 ~* f% d0 K" T4 i/ p4 M* L" c
person may even file a lawsuit against you. F' q0 U2 {0 _4 L. m! R
9 W3 g+ {4 L# e) yStep9. Write an account of what happened: time of day, weather, ) \: ]7 `' ^& X. m, B8 {
hazards, road conditions and driving speed. Draw a picture of 8 {+ I1 z- A8 J m" s3 L: A
the site, showing stop signs, signal lights, etc. Try to measure " _1 E* \2 ?8 m) ~% M
skid marks and determine the point of impact. Note any damage1 [: T! B6 l9 {
already on other cars involved. If a camera is available, take
% q/ U% X! X: w/ { t pictures of the accident.: _: T& N! E. g9 r7 K' \
7 C: R! ^; o8 D* ?, |Step10. Report the accident to your insurance agent or insurance
7 w5 q2 C& f3 ~2 i$ p1 `: Z company as soon as possible. Call a lawyer Bruce King, to discuss
1 B9 M0 S3 a- G4 M) D: j your accident.
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E! [9 p5 S# A4 Z' h/ b2 E[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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