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 What to do if you are in a car accident2 W6 _8 Q0 _' Q! F1 m$ d' P% m4 j
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Step1. If possible, stop your car in a safe and visible place. If a car
, ]% I/ U) Z8 z, |1 w' r cannot be moved, turn on the hazard lights. Turn off the) y* b( ]+ S% v" T9 @
ignition. Be careful when exiting your car.
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. f( n+ O& g- H" H2 q+ d/ rStep2. Determine if anyone is injured. Do not move an injured person.# Z% o7 }, N8 `5 Q- V
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Step3. Call 911 for the police and ambulance (if needed) immediately. 3 t6 M2 X7 }6 j* [: Q% G
Report any injuries.
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/ [+ q- e V% K" u* a# fStep4. If another vehicle is involved, get the car’s year, make, model : u) }* u+ J) X+ _) S, \
and license plate number; the driver’s name, address and license
. o5 n, z8 t+ ^! g" _& V0 r- |( A. G number; and the name of his or her insurance company. If the j- C6 D1 T7 W _8 z3 D
driver does not own the car, get the name of the car’s owner. . v! v! K: C! G2 \) H- S
Write down names and addresses of other passengers or
7 X0 r9 J' Z* P1 ^ witnesses. If you have a camera take pictures of the accident
9 @5 G: O& O, a" A5 M scene./ b" o, U$ S3 b( V: x2 x$ {4 i
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Step5. The police officer will give you a copy of the collision report.
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6 f. d" I) c. \; Q! VStep6. Cooperate with the police, but do not admit guilt for the ! N4 b) d" N& i, s4 g. k
accident in any way. You may be required to show proof of
$ A* t8 j# s+ Z5 s( s- K insurance, but do not reveal how much coverage you have.
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/ V; k! ^; G6 Y8 EStep7. Do not accept any money the other driver may offer. By
( M5 ?0 C `! R accepting money, you may give up your right to file a claim ! i* P& h8 T+ @$ S8 _
against the other driver, even if the damages turn out to be
& U/ X. R% B# ^' `3 O more extensive than you first thought., O2 B0 K. |" t3 h6 Y1 m5 j# f
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Step8. Do not agree to forget about a minor accident. You may see6 u: f4 E# o; Q* H$ Z
later that there were hidden damages or injuries. The other
7 a8 d* c4 i% e4 O person may even file a lawsuit against you.. M9 C2 s8 L# U/ j7 y; F+ r' o5 u, S' m
/ s, o' b- \+ D1 O! z T2 TStep9. Write an account of what happened: time of day, weather,
6 w) v0 Q: H9 m9 y! e V& f! S hazards, road conditions and driving speed. Draw a picture of : I+ Z9 w9 E. V: U/ t
the site, showing stop signs, signal lights, etc. Try to measure
- |7 K7 b7 X( T/ s6 @ skid marks and determine the point of impact. Note any damage
* ?2 s* L* h2 I* k5 w* g8 b8 @ already on other cars involved. If a camera is available, take & R# N; l/ O3 d
pictures of the accident." y4 e2 n8 j3 |! n' X- b
) C/ `6 f7 j% d. Z: u1 BStep10. Report the accident to your insurance agent or insurance " T4 q! v5 n4 y; F
company as soon as possible. Call a lawyer Bruce King, to discuss; g7 F% r) K% }; V( p$ |. g
your accident.
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L; V* B2 ]1 n0 l1 N, T[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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