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When to buy

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鲜花(0) 鸡蛋(0)
发表于 2007-10-13 10:58 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
So many people have been waiting the market to slow down from last year, some of them have the down payment to purchase this spring.* S( Q' V9 v5 }# L$ S
However, they are so afraid of the high price then. Now they have missed a great chance to have their first property this year.
, h4 I4 i1 ~% E5 [* UIt is always better to buy when it is on the way up than it is on the way down.# t1 ?0 I' l0 |/ y9 ~0 a1 E
For example, the condo average price is around $240,000 this March, now it is $270,000.! ~& ~) }2 D' j
Say, it is at its prime now even though there is no sign in the condo section yet. Can any body guess, when it will come down to $240,000.
% M: {4 W+ i# y  A' R  U; jI will give it another 6 months if the market go down x months in a row. because house is not like stocks, it cannot go down too fast.! ?+ j; f  z3 [, E8 n& k' V9 X
If you have purchased that unit this March, you will get the interest rate at 5.0. If you get it now, you may get 5.6. If you get it in 6 months,1 ~& K/ @  P% d+ ~7 u
your mortgage interest rate may have reached 6%.
3 y) F$ N# _; C) \- @House market will not go down if the interest rate is low, so if you want to buy a low price house when it is over priced, you will have bear the high interest rate.! p# X4 I, n0 [' n

( h5 s3 j& C, C3 b6 R3 POK, if you bought this March, $240,000, interest rate 5%. Best deal, total interest in 5years $60,000 Total:$300,000  J# h+ c, S* g3 ~( ?
if you buy it now, $270,000, interest rate 5.6%.   interest(4 years and 6 months) $68040 plus 6 months rent = $6000 (you may not get the same
. d  ^8 f! }1 c) `" mcondo with $1000/month rent)  Total: $344,040
7 K- @; ^" V- T4 q# E8 I' Q/ |if you buy it next March, $240,000, interest rate 6%.  interest(4 Years) $57,600 plus 12 months rent = $12000 Total: $30,9600
; w* W" F5 t0 y/ P$ n  ~: JWe can see what is the best, when it is on its way up, worst?when it is prime(peak).
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* K4 o- ~+ ^9 G9 ]0 LSo, those who have waited, may have to wait another 6 months. However, who can say the price in next March will be $240,000.1 o. K. z0 h4 D8 L3 z+ {8 c. e7 O4 N
Cannot it be $270,000? Cannot it be $280,000?' c, W% Z6 z9 Z+ R
So, when to buy, it is always a puzzle. If everybody know when to buy, what is the world like? cannot imagine.0 ?1 S0 j% w  O' P& E/ S* l
For me as a property investor, I will always tell everyboy, it is a good time to buy,% O- g9 Z! }  T# K3 y
For those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,9 z: X+ m( V3 l8 z
then they will switch to my line and try to "HouHou" to push the market up.! F: ?: o9 W. C! e& |; Z) J" D

! e& w+ a* ?4 yHuman weakness.
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5 m! U; F/ z8 ^  y2 }  C* n: xWell, we are human, we have it.
鲜花(4348) 鸡蛋(18)
发表于 2007-10-13 22:39 | 显示全部楼层
英文帖子一般没有很多人回。lz还是装个中文软件吧。顶一下。
鲜花(49) 鸡蛋(0)
发表于 2007-10-13 22:40 | 显示全部楼层
Z
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发表于 2007-10-14 09:15 | 显示全部楼层
老杨团队 追求完美
原帖由 Crassula 于 2007-10-13 11:58 发表
2 D- @' i; a9 ], j' KFor those without a house and try to buy a lower price one, will always try to convince people not to buy, then the market will go down,
! ?* v2 \5 p4 d% Kthen they will switch to my line and try to "HouHou" to push the market up.6 Z& @( \, W0 o7 d. L! L+ g* s/ z

/ [5 W$ Q9 ~3 e6 ~0 L- y% w) r( iHuman weakness.
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0 b# }% t4 c! IWell, we are human, we have it.

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呵呵,我不认为这是人性弱点。永远看牛或者永远看熊的,那是猪。, Y0 ?: g. ^( Q. S% u, q

' U9 a+ |7 V0 n& y; F/ e能在恰当时间改变阵营的才是识时务者为俊杰。
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 楼主| 发表于 2007-10-14 09:41 | 显示全部楼层

回复 #4 Z 的帖子

I hope you are not 猪, and can have house sooner and become one of us.
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:49 | 显示全部楼层

. ^2 h. t% ]7 D& w装不了中文软件也没关系,用这个:
' ?; ]  B- \# G" ^( q4 h6 shttp://www.o-cj.com/simo/index.php#
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 07:50 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
原帖由 Z 于 2007-10-14 10:15 发表 3 A' j4 m3 W) P$ P3 m3 F* S# R0 A

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% `# K0 c  a! j) A5 J+ z) t' p' |* ?永远看牛或者永远看熊的,那是猪。  {! X/ z9 d4 K7 z* B
. M. T$ l8 B5 v1 U- U+ }* }1 {
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Z
鲜花(0) 鸡蛋(0)
发表于 2007-10-15 08:32 | 显示全部楼层
原帖由 Crassula 于 2007-10-14 10:41 发表 ! b- T7 @1 K5 _) l. t. L; z# J% q
I hope you are not 猪, and can have house sooner and become one of us.
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  W# r8 j2 O0 Q9 x- g" sYes, I won't be bearish all the time.
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I will buy a house, at the time and location of my choice.
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